204 Hart Dr, Saint Clair, MO 63077 Property Records

Franklin County property record for 204 Hart Dr, Saint Clair, MO 63077

Property Summary

Property Type	Single Family Home
Details	5 bd · 1,940 sqft · built 2021
Lot Size	5.09 acres (222,156 sqft)
Owner	Individual Name on Record
Tax Bill	$3,963 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-3-07.2-0-002-014.140`

Property Details

APN / Parcel Number

Primary APN	`29-3-07.2-0-002-014.140`

Interior

Bedrooms	5 Beds
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,940 sqft Living Area

Exterior

Year Built	Built 2021
Construction Type	Frame
Lot Area	222,156 sqft (5.09 acres)

Location & Zoning

Street Address	204 HART DR
City	SAINT CLAIR
State	MO
Zip	63077-4354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	LOT:14 WHISPERING PINES ESTATES
Legal Range	01W
Legal Township	41
Legal Section	07
Legal Subdivision	WHISPERING PINES ESTATES
Legal Block	2
Legal Lot Number	14
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	3
Census Block	3020
Census Tract	800501

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	204 HART DR, SAINT CLAIR, MO 63077-4354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF UNION
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF UNION
Jun 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF UNION
Apr 12, 2018	Warranty Deed, Transfer FRANKLIN COUNTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 12, 2018
Transfer Doc	0000004814
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	204 HART DR, SAINT CLAIR, MO 63077-4354
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002205053
Date	Mar 30, 2022
Instrument	2205053

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	204 HART DR, SAINT CLAIR, MO 63077-4354
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002110351
Date	Jun 2, 2021
Instrument	2110351

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	204 HART DR, SAINT CLAIR, MO 63077-4354
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002210162
Date	Jun 24, 2022
Instrument	2210162

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 12, 2018
Property Address	204 HART DR, SAINT CLAIR, MO 63077-4354
Document Number	0000004814
Instrument Date	Apr 12, 2018
Instrument	4814
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	FRANKLIN COUNTY TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 UNION AVE UNION MO 630841566, UNION, MO 63084-1566

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,963.00 (+9.11%)	$65,491 (-0.02%)	$344,690 (-0.02%) Land $30,990 Building $313,700
2023	$3,632.00 (+15.56%)	$65,504 (+14%)	$344,760 (+14%) Land $26,190 Building $318,570
2022	$3,143.00	$57,460
2021			$302,420 Land $26,190 Building $276,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

May also be available: BlueBit Networks.

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