Brunswick County property record for 231 Gerda St, Supply, NC 28462
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,427 sqft · built 2017 |
| Lot Size | 0.12 acres (5,264 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $135,000 (Jan 2017) |
| Tax Bill | $2,788 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Jan 2017 Sale & Construction Loan |
| Flood Zone | Zone X (moderate risk) |
| APN | 232OC014 |
| Primary APN | 232OC014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,427 sqft Heated Area |
| Gross Area | 2,239 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 5,264 sqft (0.12 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80056815 |
|---|---|
| Street Address | 231 GERDA ST |
| City | SUPPLY |
| State | NC |
| Zip | 28462-2050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L-27 S-C B-3 HOLDEN BEACH PLAT 10/119 |
| Legal Subdivision | HOLDEN BEACH |
| Legal Block | 3 |
| Legal Lot Number | 27 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | LOCKWOODS FOLLY |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 20406 |
Source: Brunswick County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 231 GERDA ST, SUPPLY, NC 28462-2050 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Sep 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC |
| Jan 20, 2017 | Warranty Deed, Construction Loan · Construction Mortgage COASTAL CAROLINA NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2017 · Amount on Record |
| Deed Sale | Jan 20, 2017 · Amount on Record |
| Prior Sale | Sep 9, 2016 · Amount on Record |
| Deed Book / Page | 3864 / 17 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 231 GERDA ST, SUPPLY, NC 28462-2050 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0044520435 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 4452/435 |
| Name | LADERA LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LADERA RANCH, CA 92694 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Jan 20, 2017 |
| Property Address | 231 GERDA ST, SUPPLY, NC 28462-2050 |
| Document Number | 0038640017 |
| Book / Page | 3864 / 0017 |
| Map Reference | MB10 PG119 |
| Instrument Date | Jan 20, 2017 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $270.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1620 HOPPY HILL DR, 1620, KNIGHTDALE, NC 27545-8104 |
| Name | Verified Name |
|---|---|
| Address | 8018 TROTTER RD, CHARLOTTE, NC 28216-9505 |
| Document Number | 0038640019 |
|---|---|
| Date | Jan 20, 2017 |
| Instrument | 3864/0019 |
| Name | COASTAL CAROLINA NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
Source: Brunswick County assessment roll, as of August 26, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Holden Beach Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,788.00 (+32.64%) | $762,000 (-) Land $210,000 Building $552,000 | $762,000 (-) Land $210,000 Building $552,000 |
| 2023 | $762,000 (+90.76%) Land $210,000 Building $552,000 | $762,000 (+90.76%) Land $210,000 Building $552,000 | |
| 2022 | $2,102.00 | $399,450 Land $117,000 Building $282,450 | $399,450 Land $117,000 Building $282,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 636 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 684 units insured incl. 48 condo units |
| Nearby Flood Claims | 70 (1989–2024) |
| Claims Outside the SFHA | 1 of 70 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF HOLDEN BEACH serves 6,299 people · EPA ID NC0410060 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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