Brunswick County property record for 227 Gerda St, Supply, NC 28462
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,960 sqft · built 2019 |
| Lot Size | 0.119 acres (5,184 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $505,000 (Mar 2020) |
| Tax Bill | $3,286 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit May 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 232OC012 |
| Primary APN | 232OC012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,960 sqft Heated Area |
| Gross Area | 3,284 sqft |
| 1st Floor Area | 204 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 5,184 sqft (0.119 acres) |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80092673 |
|---|---|
| Street Address | 227 GERDA ST |
| City | SUPPLY |
| State | NC |
| Zip | 28462-2050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L-23 S-C B-C HOLDEN BEACH PLAT 10/119 |
| Legal Subdivision | HOLDEN BEACH |
| Legal Block | C |
| Legal Lot Number | 23 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | LOCKWOODS FOLLY |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 20406 |
Source: Brunswick County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11 W 2ND ST, 120, BETHLEHEM, PA 18015-1286 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Jun 16, 2026 | Deed of Trust, Mortgage · Line of Credit CORNING FEDERAL CREDIT UNION |
| May 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Mar 12, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BLUE RIDGE BANK |
| Jun 25, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2020 · Amount on Record |
| Deed Sale | Mar 12, 2020 · Amount on Record |
| Prior Sale | Jun 25, 2019 · Amount on Record |
| Deed Book / Page | 4329 / 608 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Jun 16, 2026 |
| Property Address | 227 GERDA ST, SUPPLY, NC 28462-2050 |
| Document Number | 5577000962 |
| Book / Page | 5577 / 962 |
| Instrument Date | May 14, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 227 GERDA ST, SUPPLY, NC 28462-2050 |
| Document Number | 5577000962, |
|---|---|
| Date | Jun 16, 2026 |
| Book Page | 5577/962 |
| Name | CORNING FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 227 GERDA ST, SUPPLY, NC 28462-2050 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0046280744 |
|---|---|
| Date | May 27, 2021 |
| Book Page | 4628/744 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Mar 12, 2020 |
| Property Address | 227 GERDA ST, SUPPLY, NC 28462-2050 |
| Document Number | 0043290608 |
| Book / Page | 4329 / 608 |
| Map Reference | MB 10 PG 119 |
| Instrument Date | Mar 12, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,010.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1620 HOPPY HILL DR, 1620, KNIGHTDALE, NC 27545-8104 |
| Name | Verified Name |
|---|---|
| Address | 34 VALLEY RD APT 204, 204, MONTCLAIR, NJ 07042-2799 |
| Document Number | 0043290615 |
|---|---|
| Date | Mar 12, 2020 |
| Instrument | 4329/0615 |
| Name | BLUE RIDGE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Jun 25, 2019 |
| Property Address | 227 GERDA ST, SUPPLY, NC 28462-2050 |
| Document Number | 0042090372 |
| Book / Page | 004209 / 000372 |
| Instrument Date | Jun 21, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $230.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1620 HOPPY HILL DR KNIGHTDALE NC 275458104, KNIGHTDALE, NC 27545-8104 |
Source: Brunswick County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Holden Beach Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $907,700 (-) Land $210,000 Building $697,700 | $907,700 (-) Land $210,000 Building $697,700 | |
| 2025 | $3,286.00 | $907,700 (-) Land $210,000 Building $697,700 | $907,700 (-) Land $210,000 Building $697,700 |
| 2023 | $907,700 Land $210,000 Building $697,700 | $907,700 Land $210,000 Building $697,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 636 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 684 units insured incl. 48 condo units |
| Nearby Flood Claims | 70 (1989–2024) |
| Claims Outside the SFHA | 1 of 70 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF HOLDEN BEACH serves 6,299 people · EPA ID NC0410060 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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