231 Ervin Ln, Covington, TN 38019 Property Records

Tipton County property record for 231 Ervin Ln, Covington, TN 38019

Property Summary

Property Type	Duplex
Details	4 ba · 2,051 sqft · built 1989
Lot Size	0.48 acres (20,909 sqft)
Owner	Company Name on File
Last Sale	$78,000 (Mar 2010)
Tax Bill	$1,323 (2022)
Deeds & Mortgages	Mar 2023 Line of Credit Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`084018E A 00900`

Property Details

APN / Parcel Number

Primary APN	`084018E A 00900`
Alternative APN	`018E A 00900`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,051 sqft Living Area
1st Floor Area	2,051 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Duplex Single
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	220 ft deep x 95 ft wide
Terrain	Rolling
Porch	Slab
Porch Area	348 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	231 ERVIN LN
City	COVINGTON
State	TN
Zip	38019-1504
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	DISTRICT: 01, COUNTY AREA: C40
Legal Subdivision	ERVIN LN
Legal Lot Number	9
Jurisdiction	TIPTON TN
Township / Civil Division	1
Census Block Group	1
Census Block	1012
Census Tract	40601

Owner

Source: Tipton County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	459 FAIRWAY DR, COVINGTON, TN 38019-3595
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2023	Deed of Trust, Mortgage · Line of Credit THE BANK OF FAYETTE COUNTY
Apr 16, 2020	Quit Claim Deed, Transfer · Line of Credit PATRIOT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2010 · Amount on File
Deed Sale	Mar 19, 2010 · Amount on File
Prior Sale	Dec 4, 1998 · Amount on File
Deed Book / Page	1471 / 503
Last Transfer Date	Apr 13, 2020
Transfer Doc	0001839819
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	231 ERVIN LN, COVINGTON, TN 38019-1504
Transaction Type	Mortgage
Record Updated	Mar 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 W SHERROD AVE, COVINGTON, TN 38019-2839

Mortgage

Document Number	0001992830
Date	Mar 8, 2023
Book Page	1992/830
Instrument	264602

Lender

Name	THE BANK OF FAYETTE COUNTY
Type	Bank
Address	COLLIERVILLE, TN 38017

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TIPTON TN
Recording Date	Apr 16, 2020
Property Address	231 ERVIN LN, COVINGTON, TN 38019-1504
Document Number	0001839819
Book / Page	1839 / 819
Instrument Date	Apr 13, 2020
Instrument	232441
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000232442
Date	Apr 16, 2020
Instrument	232442

Lender

Name	PATRIOT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 10, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Covington City
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$55,840 (-) Land $5,000 Building $50,840
2023		$55,840 Land $5,000 Building $50,840
2022	$1,323.00
2020			$139,600 Land $12,500 Building $127,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Aeneas Communications.

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