230 Ervin Ln, Covington, TN 38019 Property Records

Tipton County property record for 230 Ervin Ln, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	1 ba · 640 sqft · built 2025
Lot Size	0.319 acres (13,939 sqft)
Owner	Company Name on File
Last Sale	$369,000 (Apr 2021)
Tax Bill	$73 (2022)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`084018 01203`

Property Details

APN / Parcel Number

Primary APN	`084018 01203`
Alternative APN	`018 01203`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	640 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2025
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.319 acres)
Lot Dimensions	175 ft deep x 80 ft wide
Terrain	Rolling
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	230 ERVIN LN
City	COVINGTON
State	TN
Zip	38019-1503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C54
Jurisdiction	TIPTON TN
Township / Civil Division	1
Census Block Group	1
Census Block	1013
Census Tract	40601

Owner

230 Ervin Ln is owned by a company that acquired it in March 2023.

Source: Tipton County records, as of January 19, 2026

Owner of Record	Company Name on File
Mailing Address	749 N MAIN ST, COVINGTON, TN 38019-2042
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · Commercial Mortgage INSOUTH BANK
Mar 30, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 13, 2021	Warranty Deed, Transfer · Commercial Mortgage BANK OF RIPLEY
Apr 13, 2021	Warranty Deed, Transfer · Commercial Mortgage BANK OF RIPLEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2021 · Amount on File
Deed Sale	Apr 13, 2021 · Amount on File
Prior Sale	Apr 13, 2021 · Amount on File
Deed Document Number	0001895397
Deed Book / Page	1895 / 397
Last Transfer Date	Mar 30, 2023
Transfer Doc	0001995104
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	230 ERVIN LN, COVINGTON, TN 38019-1503
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001948849
Date	Mar 7, 2022
Book Page	1948/849
Instrument	254685

Lender

Name	INSOUTH BANK
Type	Bank
Address	MILLINGTON, TN 38053

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	11 Months
Due	Feb 25, 2023

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TIPTON TN
Recording Date	Mar 30, 2023
Property Address	230 ERVIN LN, COVINGTON, TN 38019-1503
Document Number	0001995104
Book / Page	1995 / 104
Instrument Date	Mar 30, 2023
Instrument	265173
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	749 N MAIN ST, COVINGTON, TN 38019-2042

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Apr 13, 2021
Property Address	248 ERVIN LN, COVINGTON, TN 38019-1503
Document Number	0001895397
Book / Page	1895 / 397
Instrument Date	Apr 9, 2021
Instrument	243690
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.33
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 WEST DR, MUNFORD, TN 38058-6610
Investor	Possibly a Property Investor

Mortgage

Document Number	0000243691
Date	Apr 13, 2021
Instrument	243691

Lender

Name	BANK OF RIPLEY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	36 Months
Due	Apr 10, 2024

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Apr 13, 2021
Property Address	230 ERVIN LN, COVINGTON, TN 38019-1503
Document Number	0001895397
Book / Page	1895 / 397
Instrument Date	Apr 9, 2021
Instrument	243690
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.33
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 WEST DR, MUNFORD, TN 38058-6610
Investor	Possibly a Property Investor

Mortgage

Document Number	0000243691
Date	Apr 13, 2021
Instrument	243691

Lender

Name	BANK OF RIPLEY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	36 Months
Due	Apr 10, 2024

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Covington City
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$12,825 Land $3,025 Building $9,800
2023		$3,025 Land $3,025
2022	$73.00
2020			$51,300 Land $12,100 Building $39,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 230 Ervin Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 230 Ervin Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Aeneas Communications.

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