Washington County property record for 231 E Potomac St, Williamsport, MD 21795
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,666 sqft · built 1945 |
| Lot Size | 0.287 acres (12,500 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,519 (2026) |
| Deeds & Mortgages | Oct 2023 Second Mortgage Oct 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-000997 |
| Primary APN | 02-000997 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,666 sqft Total Area |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,500 sqft (0.287 acres) |
| Lot Dimensions | 250 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 108 sqft |
| Deck Area | 404 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 000997 |
|---|---|
| Street Address | 231 E POTOMAC ST |
| City | WILLIAMSPORT |
| State | MD |
| Zip | 21795-1109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Description | LOT 30 SEC B .287 AC 231 E POTOMAC ST WILLIAMSPORT |
| Legal Subdivision | CLOVERTON |
| Legal Lot Number | 30 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 2, WILLIAMSPORT |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 10803 |
231 E Potomac St is owned and occupied by two individuals who acquired it in March 2017.
Source: Washington County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 231 E POTOMAC ST, WILLIAMSPORT, MD 21795-1109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 24, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage INTEGRITY HOME MORTGAGE CORP |
| Mar 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 18, 2018 | Loan Modification, Mortgage · Conventional Mortgage EASY LENDING CLUB LLC |
| Mar 29, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage ACCESS NATIONAL MORTGAGE |
| Mar 27, 2017 | Grant Deed, Transfer OLDE TOWNE TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2003 |
| Deed Sale | Apr 11, 2003 |
| Prior Sale | Jul 31, 1986 · Amount on File |
| Deed Document Number | 200325924 |
| Deed Book / Page | 1978 / 149 |
| Last Transfer Date | Mar 20, 2017 |
| Transfer Doc | 0054700204 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 231 E POTOMAC ST, WILLIAMSPORT, MD 21795-1109 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0073430178 |
|---|---|
| Date | Oct 24, 2023 |
| Book Page | 7343/178 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 231 E POTOMAC ST, WILLIAMSPORT, MD 21795-1109 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0060850001 |
|---|---|
| Date | Oct 9, 2019 |
| Book Page | 6085/0001 |
| Name | INTEGRITY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | WINCHESTER, VA 22602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 231 E POTOMAC ST, WILLIAMSPORT, MD 21795-1109 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | BETTERS LAW TTL & STLMT LLC |
| Name | Verified Name |
|---|
| Document Number | 0065460378 |
|---|---|
| Date | Mar 12, 2021 |
| Book Page | 6546/378 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 231 E POTOMAC ST, WILLIAMSPORT, MD 21795-1109 |
| Document Number | 0058590437 |
| Instrument Date | Oct 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2019 |
| Name | Verified Name |
|---|---|
| Address | 231 E POTOMAC ST WILLIAMSPORT MD 217951109, WILLIAMSPORT, MD 21795-1109 |
| Document Number | 0058590437 |
|---|---|
| Date | Oct 26, 2018 |
| Book Page | 005859/000437 |
| Name | EASY LENDING CLUB LLC |
|---|---|
| Address | 9034 BRONSON DR, POTOMAC, MD 20854-4606 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 25, 2019 |
| Rate | 7% |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Mar 29, 2017 |
| Property Address | 231 E POTOMAC ST, WILLIAMSPORT, MD 21795-1109 |
| Document Number | 0054700204 |
| Book / Page | 5470 / 0204 |
| Map Reference | FO122 |
| Instrument Date | Mar 20, 2017 |
| Instrument | 5470-0204 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | OLDE TOWNE TITLE INMC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 213 E POTOMAC ST, WILLIAMSPORT, MD 21795-1109 |
| Document Number | 54700208 |
|---|---|
| Date | Mar 29, 2017 |
| Instrument | 5470-0208 |
| Name | ACCESS NATIONAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Mar 27, 2017 |
| Property Address | 231 E POTOMAC ST, WILLIAMSPORT, MD 21795-1109 |
| Document Number | 0054700204 |
| Book / Page | 005470 / 000204 |
| Instrument Date | Mar 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2017 |
| Title Company | OLDE TOWNE TITLE COMPANY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 231 E POTOMAC ST WILLIAMSPORT MD 217951109, WILLIAMSPORT, MD 21795-1109 |
The 2026 property tax bill for 231 E Potomac St was $1,519 with a homeowner's exemption, up 5.5% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Williamsport Town |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,519.00 (+5.49%) Homeowner's exemption | $184,200 (+8.29%) Land $66,200 Building $118,000 | $184,200 (-) Land $66,200 Building $118,000 |
| 2025 | $1,440.00 (+5.49%) Homeowner's exemption | $170,100 | $184,200 Land $66,200 Building $118,000 |
| 2024 | $1,365.00 (+5.16%) | ||
| 2023 | $1,298.00 Homeowner's exemption | $141,900 Land $66,200 Building $75,700 | $141,900 Land $66,200 Building $75,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 231 E Potomac St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 231 E Potomac St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WILLIAMSPORT DISTRIBUTION SYSTEM serves 2,400 people · EPA ID MD0210021 |
|---|---|
| Water Source | Purchased surface water from CITY OF HAGERSTOWN |
| Last State Inspection | Jun 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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