228 E Potomac St, Williamsport, MD 21795 Property Records

Washington County property record for 228 E Potomac St, Williamsport, MD 21795

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,140 sqft · built 1961
Lot Size	0.402 acres (17,500 sqft)
Owner	Individual Name on File
Last Sale	$139,000 (Aug 2015)
Tax Bill	$2,005 (2026)
Deeds & Mortgages	Mar 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-010143`

Property Details

APN / Parcel Number

Primary APN	`02-010143`
Alternative APN	`010143`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,140 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	17,500 sqft (0.402 acres)
Lot Dimensions	175 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	291 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	010143
Street Address	228 E POTOMAC ST
City	WILLIAMSPORT
State	MD
Zip	21795-1110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	LOT 4 PT 3 0.40 A 228 E POTOMAC ST WILLIAMSPORT
Legal Subdivision	WILLIAMSPORT
Legal Lot Number	4
Jurisdiction	WASHINGTON MD
Township / Civil Division	2, WILLIAMSPORT
Census Block Group	2
Census Block	2004
Census Tract	10802

Owner

228 E Potomac St is owned and occupied by an individual who bought it in August 2015.

Source: Washington County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	228 E POTOMAC ST, WILLIAMSPORT, MD 21795-1110
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2015 · Amount on File
Deed Sale	Aug 27, 2015 · Amount on File
Prior Sale	Jan 7, 2004 · Amount on File
Deed Book / Page	5047 / 242
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	228 E POTOMAC ST, WILLIAMSPORT, MD 21795-1110
Transaction Type	Mortgage
Record Updated	Apr 26, 2023
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 E POTOMAC ST, WILLIAMSPORT, MD 21795-1110
Investor	Possibly a Property Investor

Mortgage

Document Number	0072170300
Date	Mar 28, 2023
Book Page	7217/300

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	270 Months
Due	Sep 1, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 228 E Potomac St was $2,005, up 12.6% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Williamsport Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,005.00 (+12.58%)	$220,100 (+12.58%) Land $68,700 Building $151,400	$220,100 (-) Land $68,700 Building $151,400
2025	$1,781.00	$195,500	$220,100 Land $68,700 Building $151,400
2023	$1,338.00	$146,300 Land $68,700 Building $77,600	$146,300 Land $68,700 Building $77,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 228 E Potomac St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	14 (1978–1996)
Most Recent Claim	Sep 1996 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 E Potomac St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WILLIAMSPORT DISTRIBUTION SYSTEM serves 2,400 people · EPA ID MD0210021
Water Source	Purchased surface water from CITY OF HAGERSTOWN
Last State Inspection	Jun 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20