Charlevoix County property record for 231 E Morgan St, Boyne City, MI 49712
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1976 |
| Lot Size | 0.438 acres (19,079 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,785 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-365-305-00 |
| Primary APN | 051-365-305-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Lot Area | 19,079 sqft (0.438 acres) |
| Garage Area | 1,816 sqft |
| Parking Spaces | 6 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 231 E MORGAN ST |
|---|---|
| City | BOYNE CITY |
| State | MI |
| Zip | 49712-1525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY OF BOYNE CITY NICHOLLS & MORGANS 3RD ADD TO S BOYNE LOT 305 BLK 18 |
| Legal Range | 06 |
| Legal Township | 33 |
| Legal Section | 35 |
| Legal Subdivision | MORGANS 3RD ADD |
| Legal Block | 18 |
| Legal Lot Number | 305 |
| Jurisdiction | CHARLEVOIX MI |
| Township / Civil Division | BOYNE CITY |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 1300 |
231 E Morgan St is owned and occupied by an individual.
Source: Charlevoix County records, as of June 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 231 E MORGAN ST, BOYNE CITY, MI 49712-1525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 231 E Morgan St was $2,785 with a homeowner's exemption, up 1.9% from the year before.
Source: Charlevoix County assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Charlevoix County |
| Municipality | Boyne City |
| Unified School District | Boyne City Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $207,800 (+9.08%) | $415,600 (+9.08%) | |
| 2025 | $2,785.00 (+1.9%) Homeowner's exemption | $190,500 | $381,000 |
| 2024 | $2,733.00 | ||
| 2023 | $137,500 | $275,000 | |
| 2022 | $2,546.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 231 E Morgan St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 231 E Morgan St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BOYNE CITY serves 3,735 people · EPA ID MI0000800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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