231 Cross Rd, Oakland, CA 94618 Property Records

Alameda County property record for 231 Cross Rd, Oakland, CA 94618

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,407 sqft · built 1994
Lot Size	0.131 acres (5,694 sqft)
Owner	2 Individual Names on Record
Last Sale	$955,000 (Oct 2013)
Tax Bill	$17,012 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48A-7106-10`

Property Details

APN / Parcel Number

Primary APN	`48A-7106-10`
Alternative APN	`048A-7106-010-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,407 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,694 sqft (0.131 acres)
Terrain	Steep
View / Lot	Average
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	231 CROSS RD
City	OAKLAND
State	CA
Zip	94618-2025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00010 BLK: AR: 048A PAGE: 7106
Legal Subdivision	ROCKRIDGE PARK
Legal Block	8
Legal Lot Number	6
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2014
Census Tract	404300

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	231 CROSS RD, OAKLAND, CA 94618-2025
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK NATIONAL ASSOCIATION PNC BANK N
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage BBVA USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2013 · Amount on Record
Deed Sale	Oct 23, 2013 · Amount on Record
Prior Sale	Jul 14, 2005 · Amount on Record
Deed Document Number	2013337019
Prior Transfer Date	May 6, 2005
Prior Transfer Doc	0000222308
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	231 CROSS RD, OAKLAND, CA 94618-2025
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 CROSS RD, OAKLAND, CA 94618-2025

Mortgage

Document Number	0000019913
Date	Feb 13, 2026
Instrument	2026019913

Lender

Name	PNC BANK NATIONAL ASSOCIATION PNC BANK N
Address	PO BOX 8800, DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Feb 8, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	231 CROSS RD, OAKLAND, CA 94618-2025
Transaction Type	Mortgage
Record Updated	Mar 18, 2021
Title Company	CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 CROSS RD, OAKLAND, CA 94618-2025

Mortgage

Document Number	0000017431
Date	Jan 14, 2021
Instrument	2021017431

Lender

Name	BBVA USA
Type	Bank
Address	BIRMINGHAM, AL 35233

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,187,054 (+2.01%) Land $358,216 Building $835,838
2025	$17,012.00 (+4.33%) Homeowner's exemption	$1,163,647 (+3.42%) Land $351,194 Building $819,453
2024	$16,306.00 (-5.29%)
2023	$17,216.00 Homeowner's exemption	$1,125,200 Land $337,560 Building $787,640	$1,980,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Sonic Telecom.

Nearby Properties on Cross Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures