165 Cross Rd, Oakland, CA 94618 Property Records

Alameda County property record for 165 Cross Rd, Oakland, CA 94618

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,785 sqft · built 1994
Lot Size	0.225 acres (9,812 sqft)
Owner	Company Name on File
Last Sale	$3,100,000 (Mar 2026)
Tax Bill	$28,907 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`48A-7123-9-5`

Property Details

APN / Parcel Number

Primary APN	`48A-7123-9-5`
Alternative APN	`048A-7123-009-05`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,785 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	9,812 sqft (0.225 acres)
View / Lot	Average
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	165 CROSS RD
City	OAKLAND
State	CA
Zip	94618-2023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00005 BLK: 0009 AR: 048A PAGE: 7123
Legal Subdivision	CLAREMONT MANOR
Legal Lot Number	17&18
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	3
Census Block	3002
Census Tract	404300

Owner

165 Cross Rd is owned by a company that bought it in March 2026.

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	345 N MAPLE DR, 181, BEVERLY HILLS, CA 90210-5185
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage NATIONS MORTGAGE LLC
Dec 30, 2025	Deed of Trust, Mortgage · Commercial Mortgage FIRST BRIDGE FUNDING INC
Mar 6, 2026	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Oct 14, 2025	Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
May 10, 2018	Deed of Trust, Mortgage MUFG UNION BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2026 · Amount on File
Deed Sale	Mar 6, 2026 · Amount on File
Prior Sale	Oct 14, 2025 · Amount on File
Deed Document Number	202630676
Prior Transfer Date	Feb 18, 2011
Prior Transfer Doc	0000070063
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	165 CROSS RD, OAKLAND, CA 94618-2023
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 CROSS RD, OAKLAND, CA 94618-2023

Mortgage

Document Number	0000117859
Date	Sep 22, 2025
Instrument	2025117859

Lender

Name	NATIONS MORTGAGE LLC
Type	Mortgage Company
Address	3310 W BIG BEAVER RD STE 300, TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	165 CROSS RD, OAKLAND, CA 94618-2023
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 CROSS RD, OAKLAND, CA 94618-2023

Mortgage

Document Number	0000166319
Date	Dec 30, 2025
Instrument	2025166319

Lender

Name	FIRST BRIDGE FUNDING INC
Type	Mortgage Company
Address	5341 OLD REDWOOD HWY STE 200, PETALUMA, CA 94954

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Mar 6, 2026
Property Address	165 CROSS RD, OAKLAND, CA 94618-2023
Document Number	0000030676
Instrument Date	Feb 27, 2026
Instrument	2026030676
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$57,660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 N MAPLE DR STE 181, 181, BEVERLY HILLS, CA 90210-5185

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 14, 2025
Property Address	165 CROSS RD, OAKLAND, CA 94618-2023
Document Number	0000128818
Map Reference	MB 24 PG 37
Instrument Date	Oct 6, 2025
Instrument	2025128818
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 CROSS RD, OAKLAND, CA 94618-2023

Mortgage

Document Number	0000128819
Date	Oct 14, 2025
Instrument	2025128819

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	165 CROSS RD, OAKLAND, CA 94618-2023
Document Number	0000101112
Instrument Date	May 10, 2018
Transaction Type	Mortgage
Record Updated	Jun 11, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 CROSS RD OAKLAND CA 946182023, OAKLAND, CA 94618-2023

Mortgage

Document Number	0000101112
Date	May 22, 2018
Instrument	101112

Lender

Name	MUFG UNION BK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 21, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 165 Cross Rd was $28,907, up 4% from the year before.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,800,000 (+33.68%) Land $840,000 Building $1,960,000
2025	$28,907.00 (+3.96%) Homeowner's exemption	$2,094,487 Land $630,446 Building $1,471,041
2024	$27,807.00 (-5.72%)
2023	$29,493.00 Homeowner's exemption	$2,019,903 Land $605,971 Building $1,413,932	$2,257,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 165 Cross Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1978–2003)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Dec 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 Cross Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Sonic Telecom.

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