231 Bluff Dr, Somerset, WI 54025 Property Records

St. Croix County property record for 231 Bluff Dr, Somerset, WI 54025

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,286 sqft · built 2002
Lot Size	0.09 acres (3,952 sqft)
Owner	2 Company Names on Record
Last Sale	$233,000 (Feb 2021)
Tax Bill	$4,020 (2026)
Deeds & Mortgages	Feb 2024 Transfer Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181-4089-00-231`

Property Details

APN / Parcel Number

Primary APN	`181-4089-00-231`
Alternative APN	`36.31.19.576`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,286 sqft Total Area
Basement Area	1,286 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	3,952 sqft (0.09 acres)
View / Lot	Cul-de-sac
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	231 BLUFF DR
City	SOMERSET
State	WI
Zip	54025-9080
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SEC 36 T31N R19W PT SW SW & PT OL 44 BEING CSM 12/3324 LOT 3 NKA THE BLUFFS OF SOMERSET CONDOMINIUM UNIT 231
Legal Range	19W
Legal Township	31N
Legal Section	36
Legal Subdivision	THE BLUFFS OF SOMERSET CONDOMINIUM
Legal Lot Number	3
Legal Unit	231
Jurisdiction	ST CROIX WI
Township / Civil Division	SOMERSET
Census Block Group	2
Census Block	2010
Census Tract	120401

Owner

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	231 BLUFF DR, SOMERSET, WI 54025-9080
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Intrafamily Transfer, Transfer
Feb 19, 2021	Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2021 · Amount on Record
Deed Sale	Feb 19, 2021 · Amount on Record
Prior Sale	Mar 5, 2007 · Amount on Record
Deed Document Number	20211123663
Last Transfer Date	Feb 9, 2024
Transfer Doc	0001175810
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CROIX WI
Recording Date	Feb 9, 2024
Property Address	231 BLUFF DR, SOMERSET, WI 54025-9080
Document Number	0001175811
Map Reference	DOC 650628
Instrument Date	Jan 31, 2024
Instrument	1175811
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST CROIX WI
Recording Date	Feb 19, 2021
Property Address	231 BLUFF DR, SOMERSET, WI 54025-9080
Document Number	0001123663
Map Reference	DOC 650628
Instrument Date	Feb 17, 2021
Instrument	1123663
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	ST CROIX COUNTY ABSTRACT & T

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$699.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001123664
Date	Feb 19, 2021
Instrument	1123664

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
Municipality	Somerset Village
Unified School District	Somerset School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,020.00 (+0.02%) Homeowner's exemption
2025	$4,019.00 (+4.99%) Homeowner's exemption	$226,500 (-) Land $15,000 Building $211,500	$226,500 (-) Land $15,000 Building $211,500
2023	$3,828.00 Homeowner's exemption	$226,500 Land $15,000 Building $211,500	$226,500 Land $15,000 Building $211,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERSET WATERWORKS serves 3,334 people · EPA ID WI6560137
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Northwest Communications Fiber	5,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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