221 Bluff Dr, Somerset, WI 54025 Property Records

St. Croix County property record for 221 Bluff Dr, Somerset, WI 54025

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,286 sqft · built 2001
Owner	Company Name on Record
Last Sale	$320,000 (May 2024)
Tax Bill	$3,749 (2025)
Deeds & Mortgages	May 2024 Sale Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181-4089-00-221`

Property Details

APN / Parcel Number

Primary APN	`181-4089-00-221`
Alternative APN	`36.31.19.572`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,286 sqft Total Area
Basement Area	1,286 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	221 BLUFF DR
City	SOMERSET
State	WI
Zip	54025-9080
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SEC 36 T31N R19W PT SW SW & PT OL 44 BEING CSM 12/3324 LOT 3 NKA THE BLUFFS OF SOMERSET CONDOMINIUM UNIT 221
Legal Range	19W
Legal Township	31N
Legal Section	36
Legal Quarter	SW
Quarter-Quarter Section	SW
Legal Subdivision	THE BLUFFS OF SOMERSET CONDOMINIUM
Legal Lot Number	3
Legal Unit	221
Jurisdiction	ST CROIX WI
Township / Civil Division	SOMERSET
Census Block Group	2
Census Block	2010
Census Tract	120401

Owner

Source: St. Croix County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1415 PROSPERITY AVE, SAINT PAUL, MN 55106-2128
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 23, 2024	Condominium Deed, Transfer
Jul 1, 2020	Personal Representative Deed, Transfer · Commercial Mortgage LAKE ELMO BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2024 · Amount on Record
Deed Sale	May 23, 2024 · Amount on Record
Prior Sale	Jul 1, 2020 · Amount on Record
Deed Document Number	1179140
Record Updated	Jun 8, 2026

May 2024: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	ST CROIX WI
Recording Date	May 23, 2024
Property Address	221 BLUFF DR, SOMERSET, WI 54025-9080
Document Number	0001179140
Map Reference	DOC 650628
Instrument Date	May 16, 2024
Instrument	1179140
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount Recorded
Tax	$960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1415 PROSPERITY AVE, SAINT PAUL, MN 55106-2128

July 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ST CROIX WI
Recording Date	Jul 1, 2020
Property Address	221 BLUFF DR, SOMERSET, WI 54025-9080
Document Number	0001106150
Map Reference	DOC 650628
Instrument Date	Jun 29, 2020
Instrument	1106150
Transaction Type	Transfer
Record Updated	Feb 3, 2022
Title Company	ABSTRACTS & TITLES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$621.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001106151
Date	Jul 1, 2020
Instrument	1106151

Lender

Name	LAKE ELMO BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
Municipality	Somerset Village
Unified School District	Somerset School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,749.00 (+10.88%)	$202,000 (-) Land $15,000 Building $187,000	$202,000 (-) Land $15,000 Building $187,000
2023	$3,381.00 Homeowner's exemption	$202,000 Land $15,000 Building $187,000	$202,000 Land $15,000 Building $187,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERSET WATERWORKS serves 3,334 people · EPA ID WI6560137
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Northwest Communications Fiber	5,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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