231 Bear Trl, New Bern, NC 28562 Property Records

Craven County property record for 231 Bear Trl, New Bern, NC 28562

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,476 sqft · built 2007
Lot Size0.242 acres (10,553 sqft)
OwnerIndividual Name on File
Last Sale$180,000 (Jun 2021)
Tax Bill$1,040 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Jun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN6-203-2-057

Property Details

APN / Parcel Number

Primary APN6-203-2-057
Alternative APN
  • 134231

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,476 sqft Living Area
1st Floor Area1,476 sqft
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 2007
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,553 sqft (0.242 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number134231
Old Parcel Number6-203-2-057
Street Address231 BEAR TRL
CityNEW BERN
StateNC
Zip28562-9349
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 57 INDIAN WOODS PARK SCT 1 PH V
Legal SubdivisionINDIAN WOODS
Legal PhaseV
Legal Lot Number57
JurisdictionCRAVEN NC
Township / Civil Division6
Census Block Group3
Census Block3041
Census Tract961004

Owner

Source: Craven County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address231 BEAR TRL, NEW BERN, NC 28562-9349
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2024Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Jun 29, 2021Warranty Deed, Transfer · FHA Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 29, 2021 · Amount on Record
Deed SaleJun 29, 2021 · Amount on Record
Prior SaleOct 24, 2008 · Amount on Record
Deed Document Number0036771260
Deed Book / Page3677 / 1260
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRAVEN NC
Property Address231 BEAR TRL, NEW BERN, NC 28562-9349
Transaction TypeMortgage
Record UpdatedMar 8, 2024
Title CompanyLENDER RECORDING SERVICES, LENDER RECORDING SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003790/274
DateFeb 26, 2024
Book Page3790/274
Instrument10123059
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressPO BOX 25279, RALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Change FrequencyMonthly

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCRAVEN NC
Recording DateJun 29, 2021
Property Address231 BEAR TRL, NEW BERN, NC 28562-9349
Document Number3677/1260
Book / Page3677 / 1260
Map ReferenceCAB H SL 89-C&D
Instrument DateMay 21, 2021
Instrument10078551
Transaction TypeTransfer
Record UpdatedJul 22, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$360.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address21 MAPLE LN, 21, STAFFORD, VA 22556-1244

Transferred To (Grantee/Buyer)

NameVerified Name
Address231 BEAR TRL, NEW BERN, NC 28562-9349

Mortgage

Document Number36771262
DateJun 29, 2021
Instrument3677/1262
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Craven County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,040.00 (+5.16%)$200,520 (+4.19%) Land $40,000 Building $160,520$200,520 (+4.19%) Land $40,000 Building $160,520
2023$989.00 (+8.68%)$192,450 (+36.86%) Land $40,000 Building $152,450$192,450 (+36.86%) Land $40,000 Building $152,450
2022$910.00$140,620 Land $30,000 Building $110,620
2018$140,620 Land $30,000 Building $110,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 72 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies72 in force
Nearby Flood Claims18 (2011–2018)
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 16 claims
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARINE CORPS AIR STATION CHERRY POINT
federal government · serves 17,144 people · EPA ID NC0425035
Water SourceGroundwater
Last State InspectionDec 2025
Also Mapped HereCRAVEN COUNTY WATER SYSTEM
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000

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