Craven County property record for 226 Bear Trl, New Bern, NC 28562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,728 sqft · built 2007 |
| Lot Size | 0.328 acres (14,323 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $320,000 (Jul 2025) |
| Tax Bill | $891 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-203-2-059 |
| Primary APN | 6-203-2-059 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,728 sqft Living Area |
| 1st Floor Area | 1,728 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,323 sqft (0.328 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 106747 |
|---|---|
| Old Parcel Number | 6-203-2-059 |
| Street Address | 226 BEAR TRL |
| City | NEW BERN |
| State | NC |
| Zip | 28562-9337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 59 INDIAN WOODS PARK SCT 1 PH V |
| Legal Subdivision | INDIAN WOODS |
| Legal Phase | V |
| Legal Lot Number | 59 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 961004 |
Source: Craven County records, as of October 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 226 BEAR TRL, NEW BERN, NC 28562-9337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2025 · Amount on Record |
| Deed Sale | Jul 14, 2025 · Amount on Record |
| Prior Sale | Jun 10, 2008 · Amount on Record |
| Deed Document Number | 0003844182 |
| Deed Book / Page | 3844 / 182 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Jul 14, 2025 |
| Property Address | 226 BEAR TRL, NEW BERN, NC 28562-9337 |
| Document Number | 003844/182 |
| Book / Page | 3844 / 182 |
| Map Reference | CAB H SLS 89 C & D |
| Instrument Date | Jul 7, 2025 |
| Instrument | 10143091 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $640.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11029 E PALMETTO POINTE TRL, TUCSON, AZ 85747-9660 |
| Name | Verified Name |
|---|---|
| Address | 226 BEAR TRL, NEW BERN, NC 28562-9337 |
| Document Number | 0003844185 |
|---|---|
| Date | Jul 14, 2025 |
| Instrument | 3844/185 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 8.25% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11.2% |
Source: Craven County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $891.00 | $231,260 (+3.48%) Land $40,000 Building $191,260 | $231,260 (+3.48%) Land $40,000 Building $191,260 |
| 2023 | $891.00 (-16.26%) | $223,480 (+34.63%) Land $40,000 Building $183,480 | $223,480 (+34.63%) Land $40,000 Building $183,480 |
| 2022 | $1,064.00 | $166,000 Land $30,000 Building $136,000 | |
| 2018 | $166,000 Land $30,000 Building $136,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 72 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 72 in force |
| Nearby Flood Claims | 18 (2011–2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARINE CORPS AIR STATION CHERRY POINT federal government · serves 17,144 people · EPA ID NC0425035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Also Mapped Here | CRAVEN COUNTY WATER SYSTEM |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Brightspeed, Optimum.
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