Orange County property record for 2309 Ridgewind Way, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,024 sqft · built 1999 |
| Lot Size | 0.713 acres (31,041 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $725,000 (Jan 2021) |
| Tax Bill | $11,417 (2025) |
| Deeds & Mortgages | Jan 2023 Second Mortgage Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-23-27-2519-00-380 |
| Primary APN | 01-23-27-2519-00-380 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 4,024 sqft Living Area |
| Gross Area | 5,233 sqft |
| 1st Floor Area | 3,439 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 31,041 sqft (0.713 acres) |
| Garage Type | Attached |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 326 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2309 RIDGEWIND WAY |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-5824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | ESTATES AT WINDERMERE 34/89 LOT 38 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 01 |
| Legal Subdivision | ESTATES AT WINDERMERE |
| Legal Tract | 2519 |
| Legal Lot Number | 38 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 17120 |
Source: Orange County records, as of August 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2309 RIDGEWIND WAY, WINDERMERE, FL 34786-5824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SERVICE FCU |
| Jan 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2021 · Amount on Record |
| Deed Sale | Jan 4, 2021 · Amount on Record |
| Prior Sale | Nov 3, 2005 · Amount on Record |
| Deed Document Number | 20211118 |
| Transfer Doc | 5776004495 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 2309 RIDGEWIND WAY, WINDERMERE, FL 34786-5824 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2023 |
| Title Company | COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 2309 RIDGEWIND WAY, WINDERMERE, FL 34786-5824 |
| Document Number | 0000044335 |
|---|---|
| Date | Jan 25, 2023 |
| Instrument | 20230044335 |
| Name | SERVICE FCU |
|---|---|
| Type | Credit Union |
| Address | PORTSMOUTH, NH 03801 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jan 4, 2021 |
| Property Address | 2309 RIDGEWIND WAY, WINDERMERE, FL 34786-5824 |
| Document Number | 0000001118 |
| Map Reference | MB 34 PG 89 |
| Instrument Date | Dec 1, 2020 |
| Instrument | 20210001118 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | ARTESIAN TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,075.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1700 HOLCOMB CREEK ST, 1700, WINTER GARDEN, FL 34787-4544 |
| Name | Verified Name |
|---|---|
| Address | 2309 RIDGEWIND WAY, WINDERMERE, FL 34786-5824 |
| Document Number | 0000001119 |
|---|---|
| Date | Jan 4, 2021 |
| Instrument | 20210001119 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $742,760 (+2.7%) | $1,009,000 (-1.5%) Land $165,000 Building $844,000 | |
| 2025 | $11,417.00 (+3.73%) Homeowner's exemption | $723,233 (+5.99%) | $1,024,360 (+11.52%) Land $165,000 Building $859,360 |
| 2024 | $11,006.00 (+7.3%) | ||
| 2023 | $10,257.00 (+3.14%) Homeowner's exemption | $682,379 (+3%) | $918,564 (+24.79%) Land $165,000 Building $753,564 |
| 2022 | $9,945.00 Homeowner's exemption | $662,504 | $736,088 Land $150,000 Building $586,088 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 54 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 2 (2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | OCUD/SOUTHERN WATER SYS (5 WPS), OCUD/WESTERN REGIONAL WTR SYS (5 WPS) |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures