1. Home
  2. Florida
  3. Orange County
  4. Windermere
  5. Ridgewind Way

2231 Ridgewind Way, Windermere, FL 34786 Property Records

Orange County property record for 2231 Ridgewind Way, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,239 sqft · built 1998
Lot Size0.556 acres (24,209 sqft)
OwnerCompany Name on Record
Last Sale$287,800 (Jun 1998)
Tax Bill$13,345 (2025)
Deeds & MortgagesNov 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN01-23-27-2519-00-340

Property Details

APN / Parcel Number

Primary APN01-23-27-2519-00-340
Alternative APNs
  • 272301251900340
  • 130960
  • 131745
  • 133259

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,239 sqft Living Area
Gross Area4,338 sqft
1st Floor Area3,239 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area24,209 sqft (0.556 acres)
Garage TypeAttached
Garage Area770 sqft
Parking Spaces3 Parking Spaces
PorchFinished/Open Porch
Porch Area329 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address2231 RIDGEWIND WAY
CityWINDERMERE
StateFL
Zip34786-5823
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionESTATES AT WINDERMERE 34/89 LOT 34
Legal Range27E
Legal Township23S
Legal Section01
Legal SubdivisionESTATES AT WINDERMERE
Legal Tract2519
Legal Lot Number34
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1021
Census Tract17120

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2231 RIDGEWIND WAY, WINDERMERE, FL 34786-5823
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 25, 1998 · Amount on Record
Deed SaleJun 25, 1998 · Amount on Record
Deed Book / Page5511 / 3490
Record UpdatedJun 8, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address2231 RIDGEWIND WAY, WINDERMERE, FL 34786-5823
Transaction TypeMortgage
Record UpdatedNov 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address10521 DOWN LAKEVIEW CIR, WINDERMERE, FL 34786-7911

Mortgage

Document Number0000674003
DateNov 4, 2022
Instrument20220674003
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
AddressCINCINNATI, OH 45245
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.35%
Type Change DateNov 1, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change9.35%
IndexOther
Margin3
Max Rate9.35%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$839,185 (+9.09%) Land $160,000 Building $679,185$839,185 (-1.49%) Land $160,000 Building $679,185
2025$13,345.00 (+8.14%)$769,253 (+0.24%)$851,855 (+11%) Land $160,000 Building $691,855
2024$12,341.00 (+12.25%)
2023$10,994.00 (+16.67%)$767,407 (+26.8%) Land $160,000 Building $607,407$767,407 (+26.8%) Land $160,000 Building $607,407
2022$9,423.00$605,211 Land $140,000 Building $465,211$605,211 Land $140,000 Building $465,211

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 54 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies54 in force
Nearby Flood Claims2 (2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER GARDEN WATER DEPT (3 WPS)
serves 72,205 people · EPA ID FL3481481
Water SourceGroundwater
Last State InspectionFeb 2024
Also Mapped HereOCUD/SOUTHERN WATER SYS (5 WPS), OCUD/WESTERN REGIONAL WTR SYS (5 WPS)
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

Nearby Properties on Ridgewind Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures