Santa Rosa County property record for 2309 Pepper Dr, Navarre, FL 32566 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2022 |
| Square Footage | 2,339 sqft Heated Area |
| Lot Size | 23,653 sqft (0.542 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $74,000 (2021) |
| Tax Bill | $239.00 (2024) |
Source: Santa Rosa County records · APN 18-2S-26-1920-21700-0010
Assessment roll updated July 1, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2309 PEPPER DR, NAVARRE, FL 32566-7739 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 07, 2022 | Deed of Trust, Mortgage · Building or Construction Mortgage PACIFIC SUN MORTGAGE |
| Jan 07, 2022 | Deed of Trust, Mortgage · Building or Construction Mortgage PACIFIC SUN MORTGAGE |
| Jan 12, 2024 | Deed of Trust, Mortgage · Veterans Administration Mortgage TRIDENT HOME LOANS LLC |
| Apr 26, 2021 | Warranty Deed, Transfer ALLURE TITLE COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 26, 2021 · Amount on Record |
| Deed Sale | Apr 26, 2021 · Amount on Record |
| Prior Sale | Aug 04, 2000 · Amount on Record |
| Deed Doc Number | 0004109466 |
| Deed Book / Page | 4109 / 466 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2309 PEPPER DR, NAVARRE, FL 32566-7739 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Title Company | GENESIS LAND & TITLE CO, GENESIS LAND AND TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 8846 BROWN PELICAN CIR, NAVARRE, FL 32566-3622 |
| Document Number | 0042301769 |
|---|---|
| Date | Jan 07, 2022 |
| Book Page | 4230/1769 |
| Instrument | 202201246 |
| Name | PACIFIC SUN MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT WALTON BEACH, FL 32548 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2309 PEPPER DR, NAVARRE, FL 32566-7739 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Title Company | GENESIS LAND & TITLE CO, GENESIS LAND AND TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 8846 BROWN PELICAN CIR, NAVARRE, FL 32566-3622 |
| Document Number | 0042301808 |
|---|---|
| Date | Jan 07, 2022 |
| Book Page | 4230/1808 |
| Instrument | 202201259 |
| Name | PACIFIC SUN MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT WALTON BEACH, FL 32548 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2309 PEPPER DR, NAVARRE, FL 32566-7739 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2309 PEPPER DR, NAVARRE, FL 32566-7739 |
| Document Number | 0044651544 |
|---|---|
| Date | Jan 12, 2024 |
| Book Page | 4465/1544 |
| Instrument | 202401586 |
| Name | TRIDENT HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | PENSACOLA, FL 32504 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 26, 2021 |
| Property Address | 2309 PEPPER DR, NAVARRE, FL 32566-7739 |
| Document Number | 0041090466 |
| Book / Page | 4109 / 466 |
| Map Reference | MB B PG 155 |
| Instrument Date | Apr 26, 2021 |
| Instrument | 202127473 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Title Company | ALLURE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $518.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 413 HIGH ST, LOUISVILLE, OH 44641-1637 |
| Name | Verified Name |
|---|---|
| Address | 7272 JACOBS TRL, NAVARRE, FL 32566-9056 |
Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $239.00 (-93.4%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $347,445 (+3%) | $412,845 (+4.04%) Land $75,000 Building $337,845 |
| 2023 | $3,623.00 (+380.5%) | $337,325 (+574.65%) | $396,810 (+693.62%) Land $65,000 Building $331,810 |
| 2022 | $754.00 | $50,000 | $50,000 Land $50,000 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 59% of the US · above 31% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 625 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 18-2S-26-1920-21700-0010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,339 sqft Heated Area |
| 1st Floor | 2,868 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Laminate Plank Flooring |
| Interior Structure | Custom/Decorative Interior Structure |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Material | Shingle Roof |
| Lot Area | 23,653 sqft (0.542 acres) |
| Porch | Open Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 182S261920217000010 |
|---|---|
| Street Address | 2309 PEPPER DR |
| City | NAVARRE |
| State | FL |
| Zip | 32566-7739 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HOLLEY BY THE SEA LOT 1 BLK 217 AS DES IN OR 4109 PG 466 |
| Legal Range | 26W |
| Legal Township | 02S |
| Legal Section | 18 |
| Legal Subdivision | BY THE SEA |
| Legal Block | 217 |
| Legal Lot Number | 1 |
| Jurisdiction | SANTA ROSA FL |
| Minor Civil Division | HOLLEY-NAVARRE |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 10822 |
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