Santa Rosa County property record for 2190 Pepper Dr, Navarre, FL 32566
| Property Type | Public Utility (Electric, Water, Gas, Etc.) |
|---|---|
| Details | 1 bd · 4 ba · 804 sqft · built 1989 |
| Lot Size | 40.1 acres (1,748,063 sqft) |
| Owner | Individual Name on File |
| Last Sale | $25,700 (Nov 1998) |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-2S-26-1921-TRACT-0XX0 |
| Primary APN | 18-2S-26-1921-TRACT-0XX0 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 804 sqft Total Area |
| Gross Area | 6,030 sqft |
| 1st Floor Area | 4,126 sqft |
| 2nd Floor Area | 835 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Masonry |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 1,748,063 sqft (40.1 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 1,925 sqft |
| Patio Area | 124 sqft |
| Fence | Fence |
| Canopy | 1 sqft |
| Total Buildings | 4 Buildings |
| Cooling System | None |
|---|
| Account Number | 182S261921TRACT0XX0 |
|---|---|
| Street Address | 2190 PEPPER DR |
| City | NAVARRE |
| State | FL |
| Zip | 32566-7708 |
| Property Category | Public Works |
| Property Type | Public Works > Public Utility (Electric, Water, Gas, Etc.) |
| Local Zoning Code | R1 |
| Legal Description | HOLLEY BY THE SEA 2ND CORR & AMENDED TRACT XX AS DES IN OR 937 PGS 566 & 568 & IN OR 1598 PG 1 & IN OR 1722 PGS 1011 & 1019 |
| Legal Range | 26W |
| Legal Township | 02S |
| Legal Section | 18 |
| Legal Subdivision | BY THE SEA |
| Legal Tract | XX |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10821 |
Source: Santa Rosa County records · APN 18-2S-26-1921-TRACT-0XX0
Assessment roll updated July 1, 2023 · Last verified April 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | PO BOX 6539, NAVARRE, FL 32566-2239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual, Secondary Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 01, 1998 · Amount on Record |
| Deed Sale | Nov 01, 1998 · Amount on Record |
| Deed Document Number | 0017221018 |
| Record Updated | Jun 07, 2026 |
Source: Santa Rosa County records · Assessment roll updated July 1, 2023 · Last verified April 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | Additional exemption filed | $989,470 Land $19,398 Building $970,072 | $989,470 Land $19,398 Building $970,072 |
Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 162 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 162 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: LiveOak Fiber.
Based on FCC filings for 94 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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