Orange County property record for 2309 Mountain Spruce St, Ocoee, FL 34761 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,500 sqft · built 1999 |
| Lot Size | 0.246 acres (10,727 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $283,300 (Nov 2017) |
| Tax Bill | $8,161 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-22-28-7247-00-030 |
| Primary APN | 04-22-28-7247-00-030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,500 sqft Living Area |
| Gross Area | 5,028 sqft |
| 1st Floor Area | 1,707 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,727 sqft (0.246 acres) |
| Garage Type | Attached |
| Garage Area | 607 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 605 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2309 MOUNTAIN SPRUCE ST |
|---|---|
| City | OCOEE |
| State | FL |
| Zip | 34761-7618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRAIRIE LAKE VILLAGE PHASE 3 40/57 LOT 3 |
| Legal Range | 28E |
| Legal Township | 22S |
| Legal Section | 04 |
| Legal Subdivision | PRAIRIE LAKE VILLAGE PH 3 |
| Legal Phase | 3 |
| Legal Tract | 7247 |
| Legal Lot Number | 3 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | WINTER GARDEN-OCOEE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 15006 |
Source: Orange County records · APN 04-22-28-7247-00-030
Assessment roll updated April 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2309 MOUNTAIN SPRUCE ST, OCOEE, FL 34761-7618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Apr 01, 2022 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Nov 17, 2017 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 17, 2017 · Amount on Record |
| Deed Sale | Nov 17, 2017 · Amount on Record |
| Prior Sale | May 03, 2006 · Amount on Record |
| Deed Document Number | 2017631621 |
| Prior Transfer Date | Dec 31, 2009 |
| Prior Transfer Doc | 0000020578 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 2309 MOUNTAIN SPRUCE ST, OCOEE, FL 34761-7618 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2025 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 2309 MOUNTAIN SPRUCE ST, OCOEE, FL 34761-7618 |
| Document Number | 0000087874 |
|---|---|
| Date | Feb 15, 2021 |
| Instrument | 20210087874 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 2309 MOUNTAIN SPRUCE ST, OCOEE, FL 34761-7618 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2309 MOUNTAIN SPRUCE ST, OCOEE, FL 34761-7618 |
| Document Number | 0000211396 |
|---|---|
| Date | Apr 01, 2022 |
| Instrument | 20220211396 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Nov 17, 2017 |
| Property Address | 2309 MOUNTAIN SPRUCE ST, OCOEE, FL 34761-7618 |
| Document Number | 0000631621 |
| Instrument Date | Nov 10, 2017 |
| Instrument | 631621 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2017 |
| Title Company | ADVANTAGE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,983.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2309 MOUNTAIN SPRUCE ST OCOEE FL 347617618, OCOEE, FL 34761-7618 |
| Document Number | 631622 |
|---|---|
| Date | Nov 17, 2017 |
| Instrument | 631622 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 16, 2047 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Ocoee City |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $478,850 (-1.49%) Land $85,000 Building $393,850 | $478,850 (-1.49%) Land $85,000 Building $393,850 | |
| 2025 | $8,161.00 (+4.29%) | $486,070 (+10.36%) Land $85,000 Building $401,070 | $486,070 (+10.36%) Land $85,000 Building $401,070 |
| 2024 | $7,825.00 (+8.01%) | ||
| 2023 | $7,245.00 (+11.65%) | $440,436 (+17.06%) Land $85,000 Building $355,436 | $440,436 (+17.06%) Land $85,000 Building $355,436 |
| 2022 | $6,489.00 | $376,262 Land $75,000 Building $301,262 | $376,262 Land $75,000 Building $301,262 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950150062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 17 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 17 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 196 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures