2284 Mountain Spruce St, Ocoee, FL 34761 Property Records

Orange County property record for 2284 Mountain Spruce St, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,038 sqft · built 1999
Lot Size	0.275 acres (11,996 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Sep 2021)
Tax Bill	$6,351 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-22-28-7247-00-230`

Property Details

APN / Parcel Number

Primary APN	`04-22-28-7247-00-230`
Alternative APNs	`282204724700230` `225258` `229790` `234297`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,038 sqft Living Area
Gross Area	4,435 sqft
1st Floor Area	1,726 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,996 sqft (0.275 acres)
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	577 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2284 MOUNTAIN SPRUCE ST
City	OCOEE
State	FL
Zip	34761-7654
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	PRAIRIE LAKE VILLAGE PHASE 3 40/57 LOT 23
Legal Range	28E
Legal Township	22S
Legal Section	04
Legal Subdivision	PRAIRIE LAKE VILLAGE PH 3
Legal Phase	3
Legal Tract	7247
Legal Lot Number	23
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	2
Census Block	2008
Census Tract	15006

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2284 MOUNTAIN SPRUCE ST, OCOEE, FL 34761-7654
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage US MORTGAGELINE
Sep 13, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 24, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Aug 31, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2021 · Amount on Record
Deed Sale	Sep 13, 2021 · Amount on Record
Prior Sale	May 13, 1999 · Amount on Record
Deed Document Number	2021554105
Prior Transfer Date	Jun 17, 2021
Prior Transfer Doc	0000378717
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2284 MOUNTAIN SPRUCE ST, OCOEE, FL 34761-7654
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2284 MOUNTAIN SPRUCE ST, OCOEE, FL 34761-7654

Mortgage

Document Number	0000431202
Date	Jul 14, 2022
Instrument	20220431202

Lender

Name	US MORTGAGELINE
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 13, 2021
Property Address	2284 MOUNTAIN SPRUCE ST, OCOEE, FL 34761-7654
Document Number	0000554105
Map Reference	MB 40 PG 57
Instrument Date	Aug 31, 2021
Instrument	20210554105
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	LANDTRUST TTL OF CTRL FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	416 COPELAND ST, PACIFICA, CA 94044-3207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2284 MOUNTAIN SPRUCE ST, OCOEE, FL 34761-7654

Mortgage

Document Number	0000554106
Date	Sep 13, 2021
Instrument	20210554106

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Jun 24, 2021
Property Address	2284 MOUNTAIN SPRUCE ST, OCOEE, FL 34761-7654
Document Number	0000378717
Map Reference	MB 40 PG 57&58
Instrument Date	Jun 17, 2021
Instrument	20210378717
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2284 MOUNTAIN SPRUCE ST, OCOEE, FL 34761-7654

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 31, 2018
Property Address	2284 MOUNTAIN SPRUCE ST, OCOEE, FL 34761-7654
Document Number	0000519914
Instrument Date	Aug 20, 2018
Instrument	519914
Transaction Type	Transfer
Record Updated	Sep 21, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2284 MOUNTAIN SPRUCE ST OCOEE FL 347617654, OCOEE, FL 34761-7654

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,069 (+2.7%)	$440,630 (-1.45%) Land $85,000 Building $355,630
2025	$6,351.00 (+6.42%) Homeowner's exemption	$379,814 (+2.9%)	$447,120 (+3.86%) Land $85,000 Building $362,120
2024	$5,968.00 (+3.38%) Homeowner's exemption	$369,110 (+3%)	$430,517 (+5.98%) Land $85,000 Building $345,517
2023	$5,773.00 (+3.05%) Homeowner's exemption	$358,359 (+3%)	$406,219 (+16.76%) Land $85,000 Building $321,219
2022	$5,602.00 Homeowner's exemption	$347,921 Land $75,000 Building $272,921	$347,921 Land $75,000 Building $272,921

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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