2309 Erik Rd, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 2309 Erik Rd, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,436 sqft · built 2004
Lot Size	0.244 acres (10,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$401,000 (Jun 2022)
Tax Bill	$6,134 (2025)
Deeds & Mortgages	May 2018 Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8914-26-302-009`

Property Details

APN / Parcel Number

Primary APN	`8914-26-302-009`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	4 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,436 sqft Living Area
1st Floor Area	1,045 sqft
Basement Area	1,075 sqft
Finished Basement	750 sqft
Unfinished Basement	1,075 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,640 sqft (0.244 acres)
Lot Dimensions	140 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	76 sqft
Deck Area	196 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2309 ERIK RD
City	CEDAR FALLS
State	IA
Zip	50613-7953
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOWS SECOND ADDITION LOT 5
Legal Range	14W
Legal Township	89N
Legal Section	26
Legal Subdivision	MEADOWS SECOND ADDITION
Legal Lot Number	5
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	1
Census Block	1000
Census Tract	2606

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2309 ERIK RD, CEDAR FALLS, IA 50613-7953
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2018	Deed of Trust, Mortgage UNIVERSITY OF IOWA CREDIT UNION
Jun 20, 2022	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Mar 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2022 · Amount on Record
Deed Sale	Jun 20, 2022 · Amount on Record
Prior Sale	May 30, 2018 · Amount on Record
Deed Document Number	202224680
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2309 ERIK RD, CEDAR FALLS, IA 50613-7953
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800019586
Date	May 30, 2018
Instrument	201800019586

Lender

Name	UNIVERSITY OF IOWA CREDIT UNION

Agreement

Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2048

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 20, 2022
Property Address	2309 ERIK RD, CEDAR FALLS, IA 50613-7953
Document Number	202200024680
Instrument Date	Jun 9, 2022
Instrument	202200024680
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK CNTY ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2309 ERIK RD, CEDAR FALLS, IA 50613-7953

Mortgage

Document Number	202200024681
Date	Jun 20, 2022
Instrument	202200024681

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.62%
Index	1-Year CMT
Max Rate	9.62%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2309 ERIK RD, CEDAR FALLS, IA 50613-7953
Transaction Type	Mortgage
Record Updated	Mar 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200017433
Date	Mar 2, 2022
Instrument	202200017433

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Mar 1, 2027
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	4.5%
Index	1-Year CMT
Max Rate	8.5%

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,134.00 (-4.6%) Homeowner's exemption	$419,510 (+2.38%) Land $47,500 Building $372,010	$419,510 (+2.38%) Land $47,500 Building $372,010
2024	$6,430.00 (+5.38%)
2023		$409,760 (+23.96%) Land $47,500 Building $362,260	$409,760 (+23.96%) Land $47,500 Building $362,260
2022	$6,102.00 Homeowner's exemption	$330,550 Land $47,500 Building $283,050
2021			$330,550 Land $47,500 Building $283,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Apr 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Mediacom Xtream.

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