2301 Erik Rd, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 2301 Erik Rd, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,770 sqft · built 2004
Lot Size	0.244 acres (10,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$253,500 (May 2005)
Tax Bill	$5,454 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jan 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8914-26-302-010`

Property Details

APN / Parcel Number

Primary APN	`8914-26-302-010`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,770 sqft Living Area
1st Floor Area	1,770 sqft
Basement Area	1,770 sqft
Finished Basement	875 sqft
Unfinished Basement	1,770 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,640 sqft (0.244 acres)
Lot Dimensions	140 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	508 sqft
Parking Spaces	2 Parking Spaces
Deck Area	210 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2301 ERIK RD
City	CEDAR FALLS
State	IA
Zip	50613-7953
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOWS SECOND ADDITION LOT 4
Legal Range	14W
Legal Township	89N
Legal Section	26
Legal Subdivision	MEADOWS SECOND ADDITION
Legal Lot Number	4
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	1
Census Block	1000
Census Tract	2606

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2301 ERIK RD, CEDAR FALLS, IA 50613-7953
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK
Jan 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Aug 10, 2020	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
May 20, 2022	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2005 · Amount on Record
Deed Sale	May 2, 2005 · Amount on Record
Deed Document Number	200525275
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2301 ERIK RD, CEDAR FALLS, IA 50613-7953
Transaction Type	Mortgage
Record Updated	Dec 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300008039
Date	Nov 21, 2022
Instrument	202300008039

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 25, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2301 ERIK RD, CEDAR FALLS, IA 50613-7953
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800011209
Date	Jan 2, 2018
Instrument	2018-00011209

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 2, 2028

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2301 ERIK RD, CEDAR FALLS, IA 50613-7953
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100003010
Date	Aug 10, 2020
Instrument	202100003010

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 25, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2301 ERIK RD, CEDAR FALLS, IA 50613-7953
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000018740
Date	Apr 28, 2020
Instrument	202000018740

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2301 ERIK RD, CEDAR FALLS, IA 50613-7953
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200022644
Date	May 20, 2022
Instrument	202200022644

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 25, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,454.00 Homeowner's exemption	$357,200 (+2.32%) Land $47,500 Building $309,700	$357,200 (+2.32%) Land $47,500 Building $309,700
2024	$5,454.00 (+3.93%)
2023		$349,110 (+19.11%) Land $47,500 Building $301,610	$349,110 (+19.11%) Land $47,500 Building $301,610
2022	$5,248.00 Homeowner's exemption	$293,100 Land $47,500 Building $245,600
2021			$293,100 Land $47,500 Building $245,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Apr 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Mediacom Xtream.

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