Crow Wing County property record for 23083 Cross Dr, Deerwood, MN 56444
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1,384 sqft |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 (Nov 2025) |
| Tax Bill | $1,140 (2026) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 201020150250009 |
| Primary APN | 201020150250009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 1,384 sqft Living Area |
| 1st Floor Area | 1,208 sqft |
| Basement Area | 440 sqft |
| Finished Basement | 576 sqft |
| Interior Walls | Plaster |
| Effective Year Built | Effective 1974 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 28,314 sqft (0.65 acres) |
| Garage Area | 896 sqft |
| Driveway | Driveway |
| Deck Area | 135 sqft |
| Storage Building | 144 sqft |
| Heating System | Central |
|---|
| Account Number | 187452 |
|---|---|
| Street Address | 23083 CROSS DR |
| City | DEERWOOD |
| State | MN |
| Zip | 56444-8839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 25 BLOCK 15, EXCEPT RY. ROW. |
| Legal Range | 28W |
| Legal Township | 46N |
| Legal Section | 17 |
| Legal Subdivision | DEERWOOD |
| Legal Block | 15 |
| Legal Lot Number | 25 |
| Jurisdiction | CROW WING MN |
| Township / Civil Division | DEERWOOD |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 950701 |
Source: Crow Wing County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23083 CROSS DR, DEERWOOD, MN 56444-8839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2025 · Amount on Record |
| Deed Sale | Nov 3, 2025 · Amount on Record |
| Prior Sale | Aug 1, 2017 · Amount on Record |
| Deed Document Number | 20251016521 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CROW WING MN |
| Recording Date | Nov 3, 2025 |
| Property Address | 23083 CROSS DR, DEERWOOD, MN 56444-8839 |
| Document Number | 0001016521 |
| Instrument Date | Oct 30, 2025 |
| Instrument | 1016521 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | LAWYERS TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,039.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 23083 CROSS DR, DEERWOOD, MN 56444-8839 |
| Document Number | 0001016522 |
|---|---|
| Date | Nov 3, 2025 |
| Instrument | 1016522 |
| Name | A&D MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
Source: Crow Wing County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Crow Wing County |
| Municipality | Deerwood City |
| Unified School District | Crosby-Ironton Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,140.00 (+47.67%) Homeowner's exemption | $168,700 (+5.97%) Land $42,400 Building $126,300 | $168,700 (+5.97%) Land $42,400 Building $126,300 |
| 2025 | $772.00 (-22.02%) Homeowner's exemption | $159,200 (+4.12%) Land $39,900 Building $119,300 | $159,200 (+4.12%) Land $39,900 Building $119,300 |
| 2023 | $990.00 Homeowner's exemption | $152,900 Land $38,300 Building $114,600 | $152,900 Land $38,300 Building $114,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 15, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 57% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Deerwood serves 530 people · EPA ID MN1180012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| CTC Fiber | 1,000 / 1,000 |
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