Crow Wing County property record for 23080 Cross Dr, Deerwood, MN 56444
| Property Type | Single Family Home |
|---|---|
| Details | 4,350 sqft · built 2007 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $685,000 (Nov 2006) |
| Tax Bill | $18,534 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 201020140280009 |
| Primary APN | 201020140280009 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,350 sqft Living Area |
| 1st Floor Area | 2,526 sqft |
| Basement Area | 1,824 sqft |
| Finished Basement | 1,824 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 45,302 sqft (1.04 acres) |
| View / Lot | Waterfront / Beach |
| Garage Area | 1,918 sqft |
| Driveway | Driveway |
| Porch | Patio |
| Porch Area | 112 sqft |
| Deck Area | 32 sqft |
| Heating System | Central |
|---|
| Account Number | 162520 |
|---|---|
| Street Address | 23080 CROSS DR |
| City | DEERWOOD |
| State | MN |
| Zip | 56444-8839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 28 BLOCK 14 |
| Legal Range | 28W |
| Legal Township | 46N |
| Legal Section | 17 |
| Legal Subdivision | DEERWOOD |
| Legal Block | 14 |
| Legal Lot Number | 28 |
| Jurisdiction | CROW WING MN |
| Township / Civil Division | DEERWOOD |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 950701 |
Source: Crow Wing County records, as of October 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23080 CROSS DR, DEERWOOD, MN 56444-8839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2006 · Amount on File |
| Deed Sale | Nov 1, 2006 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CROW WING MN |
| Recording Date | Aug 27, 2026 |
| Property Address | 23080 CROSS DR, DEERWOOD, MN 56444-8839 |
| Document Number | 0001028618 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 20261028618 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 23080 CROSS DR, DEERWOOD, MN 56444-8839 |
| Document Number | 0001028618, |
|---|---|
| Date | Aug 27, 2026 |
| Instrument | 20261028618 |
| Name | DEERWOOD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Crow Wing County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Crow Wing County |
| Municipality | Deerwood City |
| Unified School District | Crosby-Ironton Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,534.00 (+16.83%) Homeowner's exemption | $1,655,900 (+8.41%) Land $518,100 Building $1,137,800 | $1,655,900 (+8.41%) Land $518,100 Building $1,137,800 |
| 2025 | $1,527,400 (+8.01%) Land $408,400 Building $1,119,000 | $1,527,400 (+8.01%) Land $408,400 Building $1,119,000 | |
| 2023 | $15,864.00 Homeowner's exemption | $1,414,100 Land $369,500 Building $1,044,600 | $1,414,100 Land $369,500 Building $1,044,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 15, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Deerwood serves 530 people · EPA ID MN1180012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: CTC.
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