2308 Garfield Ave, Carmichael, CA 95608 Property Records

Sacramento County property record for 2308 Garfield Ave, Carmichael, CA 95608

Property Summary

Property Type	Multi-Family Dwellings
Details	5 bd · 4 ba · 5,373 sqft · built 1952
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,040,000 (Nov 2018)
Tax Bill	$13,949 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`283-0090-019-0000`

Property Details

APN / Parcel Number

Primary APN	`283-0090-019-0000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	5,373 sqft Living Area
1st Floor Area	3,440 sqft
2nd Floor Area	720 sqft
Family Room	Family Room

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Wood Shingle
Lot Area	40,075 sqft (0.92 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2308 GARFIELD AVE
City	CARMICHAEL
State	CA
Zip	95608-5120
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RD-5 RD-2
Legal Description	FRAC TR 73 CARMICHAEL COL NO 2 DES AS BEG AT A PT LOC S 1%49E 473 FT & N 89%0220E 200 FT FR NW COR TH FR PT OF BEG N
Legal Subdivision	CARMICHAEL COLONY 02
Legal Tract	73
Legal Lot Number	73
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2002
Census Tract	7702

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2308 GARFIELD AVE, CARMICHAEL, CA 95608-5120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 22, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK
Aug 12, 2019	Deed of Trust, Mortgage · Line of Credit TCF NAT'L BK
Jun 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG
Nov 8, 2018	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MTG
Apr 11, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2018 · Amount on Record
Deed Sale	Nov 8, 2018 · Amount on Record
Prior Sale	Oct 6, 1995 · Amount on Record
Deed Book / Page	20181108 / 927
Prior Transfer Date	Apr 4, 2017
Prior Transfer Doc	0000001142
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2308 GARFIELD AVE, CARMICHAEL, CA 95608-5120
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2308 GARFIELD AVE, CARMICHAEL, CA 95608-5120

Mortgage

Document Number	0000000402
Date	Jun 1, 2021
Instrument	202106010402

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2031

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2308 GARFIELD AVE, CARMICHAEL, CA 95608-5120
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2308 GARFIELD AVE, CARMICHAEL, CA 95608-5120

Mortgage

Document Number	6010000000402
Date	Jun 1, 2021
Book Page	20210601/402

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2031

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2308 GARFIELD AVE, CARMICHAEL, CA 95608-5120
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001711
Date	Feb 22, 2017
Book Page	20170222/1711

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 5, 2032

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2308 GARFIELD AVE, CARMICHAEL, CA 95608-5120
Document Number	2010130206
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2308 GARFIELD AVE CARMICHAEL CA 956085120, CARMICHAEL, CA 95608-5120

Mortgage

Document Number	2010130206
Date	Oct 13, 2020
Instrument	2010130206

Lender

Name	CITIBANK
Type	Bank
Address	O'FALLON, MO 63368-2240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 12, 2035

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2308 GARFIELD AVE, CARMICHAEL, CA 95608-5120
Document Number	1908141191
Instrument Date	Aug 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3111 BECERRA WAY SACRAMENTO CA 958213916, SACRAMENTO, CA 95821-3916

Mortgage

Document Number	1908141191
Date	Aug 14, 2019
Instrument	1908141191

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2049

Interest

Rate Type	Adjustable Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2308 GARFIELD AVE, CARMICHAEL, CA 95608-5120
Document Number	1908150139
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2308 GARFIELD AVE CARMICHAEL CA 956085120, CARMICHAEL, CA 95608-5120

Mortgage

Document Number	1908150139
Date	Aug 15, 2019
Instrument	1908150139

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 14, 2034

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 8, 2018
Property Address	2308 GARFIELD AVE, CARMICHAEL, CA 95608-5120
Document Number	1811080927
Instrument Date	Nov 1, 2018
Instrument	1811080927
Transaction Type	Transfer
Record Updated	Nov 28, 2018
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,144.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2308 GARFIELD AVE CARMICHAEL CA 956085120, CARMICHAEL, CA 95608-5120

Mortgage

Document Number	1811080928
Date	Nov 8, 2018
Instrument	1811080928

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 7, 2033

Mortgage

Document Number	1811080929,
Date	Nov 8, 2018
Instrument	1811080929

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2048

Interest

Rate Type	Adjustable Rate

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 11, 2017
Property Address	2308 GARFIELD AVE, CARMICHAEL, CA 95608-5120
Document Number	0000001142
Book / Page	170411 / 001142
Instrument Date	Apr 4, 2017
Transaction Type	Transfer
Record Updated	Apr 25, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2308 GARFIELD AVE CARMICHAEL CA 956085120, CARMICHAEL, CA 95608-5120

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,183,337 (+2%) Land $341,347 Building $841,990
2025	$13,949.00 (+2.17%) Homeowner's exemption	$1,160,135 (+4.04%) Land $334,654 Building $825,481
2024	$13,653.00 (+1.62%)
2023	$13,435.00 (+2.05%) Homeowner's exemption	$1,115,088 Land $321,660 Building $793,428
2022	$13,165.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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