23070 Gardner St, Oak Park, MI 48237 Property Records

Oakland County property record for 23070 Gardner St, Oak Park, MI 48237

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,011 sqft · built 1954
Lot Size	0.155 acres (6,752 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Feb 2023)
Tax Bill	$5,338 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Nov 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`52-25-30-453-011`

Property Details

APN / Parcel Number

Primary APN	`52-25-30-453-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,011 sqft Living Area
1st Floor Area	1,011 sqft
Basement Area	1,011 sqft
Finished Basement	1,011 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Lot Area	6,752 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Porch	Porch
Porch Area	41 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	23070 GARDNER ST
City	OAK PARK
State	MI
Zip	48237-2453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T1N, R11E, SEC 30 CLOVERLAWN SUB LOT 6
Legal Range	11E
Legal Township	01N
Legal Section	30
Legal Subdivision	30 CLOVERLAWN SUB
Legal Lot Number	6
Jurisdiction	OAKLAND MI
Township / Civil Division	OAK PARK
Census Block Group	4
Census Block	4007
Census Tract	171400

Owner

23070 Gardner St is owned and occupied by an individual who bought it in February 2023.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	23070 GARDNER ST, OAK PARK, MI 48237-2453
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Nov 1, 2022	Intrafamily Transfer, Transfer
Jan 3, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jan 15, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Feb 16, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2023 · Amount on File
Deed Sale	Feb 7, 2023 · Amount on File
Prior Sale	Oct 9, 1998
Deed Document Number	202312421
Deed Book / Page	58408 / 555
Prior Transfer Date	Nov 1, 2022
Prior Transfer Doc	0000465891
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 7, 2023
Property Address	23070 GARDNER ST, OAK PARK, MI 48237-2453
Document Number	0000012421
Book / Page	58408 / 555
Map Reference	LB 69 PG 21
Instrument Date	Jan 19, 2023
Instrument	12421
Transaction Type	Transfer
Record Updated	Feb 22, 2023
Title Company	ABSTRACT TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2112 PARIS AVE, LINCOLN PARK, MI 48146-1375

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23070 GARDNER ST, OAK PARK, MI 48237-2453

Mortgage

Document Number	0000009629
Date	Jan 27, 2023
Book Page	58394/857
Instrument	9629

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Nov 1, 2022
Property Address	23070 GARDNER ST, OAK PARK, MI 48237-2453
Document Number	0000465891
Book / Page	58230 / 262
Map Reference	LB 69 PG 21
Instrument Date	Nov 1, 2022
Instrument	465891
Transaction Type	Transfer
Record Updated	Nov 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2370 COUNDREER, 2370, OAK PARK, MI 48237

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8326 2112 PARIS AVE, LINCOLN PARK, MI 48237

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	23070 GARDNER ST, OAK PARK, MI 48237-2453
Document Number	0000010521
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23070 GARDNER ST OAK PARK MI 482372453, OAK PARK, MI 48237-2453

Mortgage

Document Number	0000010521
Date	Jan 15, 2020
Book Page	053710/000372
Instrument	10521

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 14, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	23070 GARDNER ST, OAK PARK, MI 48237-2453
Document Number	0000011128
Instrument Date	Jan 15, 2019
Transaction Type	Mortgage
Record Updated	Feb 7, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23070 GARDNER ST OAK PARK MI 482372453, OAK PARK, MI 48237-2453

Mortgage

Document Number	0000011128
Date	Jan 23, 2019
Book Page	052527/000117
Instrument	11128

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 22, 2034

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	23070 GARDNER ST, OAK PARK, MI 48237-2453
Document Number	0000030042
Instrument Date	Feb 16, 2018
Transaction Type	Mortgage
Record Updated	Mar 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23070 GARDNER ST OAK PARK MI 482372453, OAK PARK, MI 48237-2453

Mortgage

Document Number	0000030042
Date	Feb 23, 2018
Book Page	051583/000394
Instrument	30042

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Feb 22, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 23070 Gardner St was $5,338 with a homeowner's exemption, up 1.8% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Oak Park City
Unified School District	Oak Park City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,338.00 (+1.75%) Homeowner's exemption	$92,000 Land $21,200 Building $70,800	$184,000 Land $42,400 Building $141,600
2024	$5,246.00
2023		$76,600 Land $14,500 Building $62,100	$153,200 Land $29,000 Building $124,200
2022	$1,845.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 23070 Gardner St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 23070 Gardner St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK PARK serves 29,654 people · EPA ID MI0004880
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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