23041 Gardner St, Oak Park, MI 48237 Property Records

Oakland County property record for 23041 Gardner St, Oak Park, MI 48237

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,426 sqft · built 1953
Lot Size	0.154 acres (6,708 sqft)
Owner	Individual Name on File
Last Sale	$139,000 (Jan 2019)
Tax Bill	$3,602 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-25-30-452-028`

Property Details

APN / Parcel Number

Primary APN	`52-25-30-452-028`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,426 sqft Living Area
1st Floor Area	1,426 sqft
Basement Area	1,161 sqft
Unfinished Basement	1,426 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Lot Area	6,708 sqft (0.154 acres)
Lot Dimensions	134 ft deep x 50 ft wide
Porch	Porch
Porch Area	91 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	23041 GARDNER ST
City	OAK PARK
State	MI
Zip	48237-2452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T1N, R11E, SEC 30 WOLOK'S GARDEN PARK SUB LOT 3
Legal Range	11E
Legal Township	01N
Legal Section	30
Legal Subdivision	GARDEN PARK SUB
Legal Lot Number	3
Jurisdiction	OAKLAND MI
Township / Civil Division	OAK PARK
Census Block Group	4
Census Block	4006
Census Tract	171400

Owner

23041 Gardner St is owned and occupied by an individual who bought it in January 2019.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	23041 GARDNER ST, OAK PARK, MI 48237-2452
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jan 5, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 3, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2019 · Amount on File
Deed Sale	Jan 3, 2019 · Amount on File
Prior Sale	Aug 5, 1999 · Amount on File
Deed Document Number	20191476
Deed Book / Page	52481 / 22
Prior Transfer Date	Aug 21, 2008
Prior Transfer Doc	0000160345
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	23041 GARDNER ST, OAK PARK, MI 48237-2452
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23041 GARDNER ST, OAK PARK, MI 48237-2452

Mortgage

Document Number	20250156509
Date	Dec 12, 2025
Book Page	60782/806
Instrument	20250156509

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2051

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	23041 GARDNER ST, OAK PARK, MI 48237-2452
Transaction Type	Mortgage
Record Updated	Jan 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23041 GARDNER ST, OAK PARK, MI 48237-2452

Mortgage

Document Number	0000002020
Date	Jan 5, 2023
Book Page	58356/565
Instrument	2020

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 3, 2019
Property Address	23041 GARDNER ST, OAK PARK, MI 48237-2452
Document Number	0000001476
Book / Page	052481 / 000022
Instrument Date	Dec 17, 2018
Instrument	1476
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,195.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17693 GAYLORD REDFORD MI 482402317, REDFORD, MI 48240-2317

Mortgage

Document Number	203851
Date	Jan 3, 2019
Book Page	052451/000304
Instrument	203851

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 23041 Gardner St was $3,602 with a homeowner's exemption, up 1.8% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Oak Park City
Unified School District	Oak Park City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,602.00 (+1.75%) Homeowner's exemption	$112,000 Land $21,100 Building $90,900	$224,000 Land $42,200 Building $181,800
2024	$3,540.00
2023		$89,000 Land $14,400 Building $74,600	$178,000 Land $28,800 Building $149,200
2022	$3,152.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23041 Gardner St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 23041 Gardner St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK PARK serves 29,654 people · EPA ID MI0004880
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 903 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Gardner St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures