197 WRENWOOD CIR ELGIN IL 601240201, ELGIN, IL 60124-0201
Mortgage
Document Number
0000016858
Date
Apr 6, 2020
Instrument
16858
Lender
Name
M1 BANK
Address
112 S HANLEY RD # 120, CLAYTON, MO 63105-3419
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
12 Months
Due
Apr 5, 2021
Interest
Rate Type
Adjustable Rate
Rate
5%
October 2018: Trustee's Deed, Transfer
Document Type
Trustee's Deed
Jurisdiction
KANE IL
Recording Date
Oct 19, 2018
Property Address
2307 UPLAND RD, PINGREE GROVE, IL 60140-6001
Document Number
0000051280
Instrument Date
Sep 28, 2018
Instrument
51280
Transaction Type
Transfer
Record Updated
Apr 23, 2019
Title Company
FIRST AMERICAN TITLE
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$3,412.50
Additional
Arm's Length
Multiple Parcels
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
3400 DUNDEE RD #340 NORTHBROOK IL 600622338, 340, NORTHBROOK, IL 60062-2338
Investor
Possibly a Property Investor
Mortgage
Document Number
51281
Date
Oct 19, 2018
Instrument
51281
Lender
Name
M1 BANK
Address
41 STATE RD W, MACKS CREEK, MO 65786
Agreement
Amount
Amount on Record
Interest
Rate
5.5%
Tax Assessment & Valuation
The 2025 property tax bill for 2307 Upland Rd was $5,733.
Source: Kane County assessment roll, as of December 26, 2025
Property Jurisdictions
Type
Name
State
Illinois
County
Kane County
County Subdivision
Rutland Township
Municipality
Pingree Grove Village
Unified School District
Community Unit School District 300 (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$5,733.00
2024
$84,781Land $14,428Building $70,353
$254,445Land $43,301Building $211,143
2022
$5,050.00 (+2.41%)
$70,689 (+6.32%)Land $12,030Building $58,659
$212,067 (+6.32%)Land $36,090Building $175,977
2021
$4,931.00
$66,487Land $11,315Building $55,172
$199,461Land $33,945Building $165,516
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 2307 Upland Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone A, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 10 (0% premium discount)
Nearby Flood Policies
6 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 2307 Upland Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood
Under 0.01% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
PINGREE GROVE serves 10,365 people · EPA ID IL0890160
Water Source
Groundwater
Last State Inspection
Feb 2024
Lead
Under 1 ppb (2026) action level 15 ppb
Copper
1.68 mg/L (2017–2019) action level 1.3 mg/L
Violations Reported to EPA
Water Quality
E. coli resolved · Nov 2018
Treatment and Procedure
None last 10 years
Monitoring and Reporting
11 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025