Warren County property record for 2307 Cold Stream Dr, Dayton, OH 45458
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.297 acres (12,946 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $571,105 (Apr 2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Dec 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-21-134-006-0 |
| Primary APN | 05-21-134-006-0 |
|---|---|
| Alternative APNs |
|
| Lot Area | 12,946 sqft (0.297 acres) |
|---|
| Account Number | 315361 |
|---|---|
| Street Address | 2307 COLD STREAM DR |
| City | DAYTON |
| State | OH |
| Zip | 45458-3041 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | VILLAGES OF WINDING CR/BOULEVARDS WINDING CR S10B LOT 795 |
| Legal Subdivision | VILLAGES OF WINDING CR/BOULEVARDS WINDIN |
| Legal Block | 61 |
| Legal Lot Number | 795 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30902 |
Source: Warren County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2307 COLD STREAM DR, DAYTON, OH 45458-3041 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
| Date | Document |
|---|---|
| Apr 30, 2026 | Special Warranty Deed · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Dec 29, 2025 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2026 · Amount on Record |
| Deed Sale | Apr 30, 2026 · Amount on Record |
| Deed Document Number | 202611578 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Apr 30, 2026 |
| Property Address | 2307 COLD STREAM DR, DAYTON, OH 45458-3041 |
| Document Number | 0000011578 |
| Instrument Date | Jan 2, 2026 |
| Instrument | 202611578 |
| Record Updated | Jun 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $173,045.32 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 2307 COLD STREAM DR, DAYTON, OH 45458-3041 |
| Document Number | 0000011578, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 202611578 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Dec 29, 2025 |
| Property Address | 2307 COLD STREAM DR, DAYTON, OH 45458-3041 |
| Document Number | 0000033174 |
| Map Reference | MB 110 PG 8&9 |
| Instrument Date | Dec 22, 2025 |
| Instrument | 2025-033174 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3601 RIGBY RD STE 300, 300, MIAMISBURG, OH 45342-5047 |
| Name | Verified Name |
|---|---|
| Address | 1974 BYERS RD, MIAMISBURG, OH 45342-3249 |
| Investor | Possibly a Property Investor |
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Clear Creek Township |
| Unified School District | Wayne Local School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $35,000 Land $35,000 | $100,000 Land $100,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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