Warren County property record for 2295 Cold Stream Dr, Dayton, OH 45458
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.188 acres (8,172 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $537,545 (Aug 2026) |
| Deeds & Mortgages | Aug 2026 Sale & Line of Credit May 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-21-185-002-0 |
| Primary APN | 05-21-185-002-0 |
|---|---|
| Alternative APNs |
|
| Lot Area | 8,172 sqft (0.188 acres) |
|---|
| Account Number | 315378 |
|---|---|
| Street Address | 2295 COLD STREAM DR |
| City | DAYTON |
| State | OH |
| Zip | 45458-2994 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | VILLAGES OF WINDING CR/BOULEVARDS WINDING CR S10B LOT 812 |
| Legal Subdivision | VILLAGES OF WINDING CR/BOULEVARDS WINDIN |
| Legal Block | 78 |
| Legal Lot Number | 812 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30902 |
Source: Warren County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2295 COLD STREAM DR, DAYTON, OH 45458-2994 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 13, 2026 | Special Warranty Deed, Transfer · Line of Credit OPTIMUM FIRST INC |
| May 5, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2026 · Amount on Record |
| Deed Sale | Aug 13, 2026 · Amount on Record |
| Prior Sale | May 5, 2026 · Amount on Record |
| Deed Document Number | 202622827 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Aug 13, 2026 |
| Property Address | 2295 COLD STREAM DR, DAYTON, OH 45458-2994 |
| Document Number | 0000022827 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 202622827 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $162,876.64 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 2295 COLD STREAM DR, DAYTON, OH 45458-2994 |
| Document Number | 0000022828, |
|---|---|
| Date | Aug 13, 2026 |
| Instrument | 202622828 |
| Name | OPTIMUM FIRST INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | May 5, 2026 |
| Property Address | 2295 COLD STREAM DR, DAYTON, OH 45458-2994 |
| Document Number | 0000011940 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026.11940 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $21,650.36 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1974 BYERS RD, MIAMISBURG, OH 45342-3249 |
| Investor | Possibly a Property Investor |
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Clear Creek Township |
| Unified School District | Wayne Local School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $35,000 Land $35,000 | $100,000 Land $100,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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