2306 Ridgewood Dr, Kinston, NC 28504 Property Records

Lenoir County property record for 2306 Ridgewood Dr, Kinston, NC 28504

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 4 ba · 1,926 sqft · built 1981
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,231 (2026)
Deeds & Mortgages	May 2026 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`359604800590`

Property Details

APN / Parcel Number

Primary APN	`359604800590`
Alternative APN	`3455`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	1,926 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1988
Architectural Style	Multi-Family
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	202 ft deep x 99.6 ft wide
Porch	Slab
Porch Area	35 sqft
Utility Building	30 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	2306 RIDGEWOOD DR
City	KINSTON
State	NC
Zip	28504-9174
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	2302 & 2306 RIDGEWOOD DR TWO UNITS
Legal Unit	S
Jurisdiction	LENOIR NC
Township / Civil Division	FALLING CREEK
Census Block Group	4
Census Block	4000
Census Tract	11001

Owner

2306 Ridgewood Dr, a residential property, is owned by two individuals.

Source: Lenoir County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1143, KINSTON, NC 28503-1143
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Line of Credit OSGOOD STATE BANK
Dec 30, 2020	Deed of Trust, Mortgage DOGWOOD ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENOIR NC
Recording Date	May 26, 2026
Document Number	2091000109
Book / Page	2091 / 109
Instrument Date	May 26, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2091000109,
Date	May 26, 2026
Book Page	2091/109

Lender

Name	OSGOOD STATE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.3%
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENOIR NC
Property Address	2306 RIDGEWOOD DR # &, &, KINSTON, NC 28504-9174
Document Number	0019030627
Instrument Date	Dec 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 SEA ISLE N DR INDIAN BEACH NC 285125937, INDIAN BEACH, NC 28512-5937

Mortgage

Document Number	0019030627
Date	Dec 30, 2020
Book Page	001903/000627

Lender

Name	DOGWOOD ST BK
Address	RALEIGH, NC 27609

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 2306 Ridgewood Dr was $1,231, down 6.8% from the year before.

Source: Lenoir County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lenoir County
Unified School District	Lenoir County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,231.00 (-6.81%)	$169,949 (-) Land $15,379 Building $154,570	$169,949 (-) Land $15,379 Building $154,570
2025	$1,321.00	$169,949 Land $15,379 Building $154,570	$169,949 Land $15,379 Building $154,570
2023	$784.00	$76,943 Land $15,000 Building $61,943	$76,943 Land $15,000 Building $61,943

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2306 Ridgewood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2306 Ridgewood Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KINSTON serves 27,475 people · EPA ID NC0454010
Water Source	Purchased surface water from NEUSE REGIONAL WTR & SWR AUTH
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
InfinityLink Communications Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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