2298 Ridgewood Dr, Kinston, NC 28504 Property Records

Lenoir County property record for 2298 Ridgewood Dr, Kinston, NC 28504

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 4 ba · 1,926 sqft · built 1981
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,023 (2026)
Deeds & Mortgages	May 2026 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`359604800413`

Property Details

APN / Parcel Number

Primary APN	`359604800413`
Alternative APN	`3454`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	1,926 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1988
Architectural Style	Multi-Family
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	202 ft deep x 100 ft wide
Porch	Slab
Porch Area	35 sqft
Utility Building	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	2298 RIDGEWOOD DR
City	KINSTON
State	NC
Zip	28504-9175
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	2292 & 2298 RIDGEWOOD DR TWO UNITS
Legal Unit	S
Jurisdiction	LENOIR NC
Township / Civil Division	FALLING CREEK
Census Block Group	4
Census Block	4000
Census Tract	11001

Owner

Source: Lenoir County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1143, KINSTON, NC 28503-1143
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Line of Credit OSGOOD STATE BANK
Dec 30, 2020	Deed of Trust, Mortgage DOGWOOD ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENOIR NC
Recording Date	May 26, 2026
Property Address	2298 RIDGEWOOD DR, KINSTON, NC 28504-9175
Document Number	2091000109
Book / Page	2091 / 109
Instrument Date	May 26, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2091000109,
Date	May 26, 2026
Book Page	2091/109

Lender

Name	OSGOOD STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENOIR NC
Property Address	2298 RIDGEWOOD DR # &, &, KINSTON, NC 28504-9175
Document Number	0019030627
Instrument Date	Dec 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 SEA ISLE N DR INDIAN BEACH NC 285125937, INDIAN BEACH, NC 28512-5937

Mortgage

Document Number	0019030627
Date	Dec 30, 2020
Book Page	001903/000627

Lender

Name	DOGWOOD ST BK
Address	RALEIGH, NC 27609

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lenoir County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lenoir County
Unified School District	Lenoir County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,023.00 (-8.09%)	$141,259 (-) Land $15,530 Building $125,729	$141,259 (-) Land $15,530 Building $125,729
2025	$1,113.00 (+41.96%)	$141,259 (+83.45%) Land $15,530 Building $125,729	$141,259 (+83.45%) Land $15,530 Building $125,729
2023	$784.00	$77,002 Land $15,000 Building $62,002	$77,002 Land $15,000 Building $62,002

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KINSTON serves 27,475 people · EPA ID NC0454010
Water Source	Purchased surface water from NEUSE REGIONAL WTR & SWR AUTH
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
InfinityLink Communications Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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