2306 Eldorado Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2306 Eldorado Ct, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1999
Square Footage	1,982 sqft Heated Area
Lot Size	87,120 sqft (2 acres)
Occupancy	Owner Occupied
Last Sale	$335,000 (2005)
Tax Bill	$712.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`102933`
Alternative APN	`182632259700010165`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,982 sqft Heated Area
Gross Area	3,009 sqft Gross Area
1st Floor	1,982 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1999
Exterior Material	Aluminum Siding Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	87,120 sqft (2 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Mixed Garage
Garage Area	483 sqft Garage

Exterior Amenities

Pool Area	420 sqft Pool
Shed	1 Shed
Shed Area	240 sqft Shed
Deck Area	820 sqft Deck
Porch	1 Porch
Porch Area	544 sqft Porch
Gazebo	256 sqft Gazebo

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	102933
Street Address	2306 ELDORADO CT
City	SAINT CLOUD
State	FL
Zip	34771-7302
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BAY LAKE RANCH UNIT 1 PB 2 PG 278-280 LOT 16 LESS BEG AT NE COR OF LOT 16, W 653 FT, S 1 DEG W 165.05 FT, E 653 FT, N 1 DEG E
Legal Range	32E
Legal Township	26S
Legal Section	18
Legal Subdivision	BAY LAKE RANCH UN 1
Legal Tract	2597
Legal Block	1
Legal Lot Number	16
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	1
Census Block	1014
Census Tract	43801

Owner

Source: Osceola County records · APN 102933

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	2306 ELDORADO CT, SAINT CLOUD, FL 34771-7302
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 02, 2005 · Amount on Record
Deed Sale	Jun 02, 2005 · Amount on Record
Deed Doc Number	2005125929
Deed Book / Page	2793 / 0491
Record Refreshed	Jun 08, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2306 ELDORADO CT, SAINT CLOUD, FL 34771-7302
Document Number	0051591052
Instrument Date	May 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2306 ELDORADO CT ST CLOUD FL 347717302, ST CLOUD, FL 34771-7302

Mortgage

Document Number	0051591052
Date	Jun 06, 2017
Book Page	005159/001052
Instrument	81990

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 05, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$712.00 (+14.65%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$233,230 (+5.99%)	$492,900 (+24.38%) Land $110,000 Building $382,900
2023	$621.00 (+7.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$220,056 (+3%)	$396,300 (+12.62%) Land $85,000 Building $311,300
2022	$576.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$213,647	$351,900 Land $80,000 Building $271,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	High above 82% of the US · above 73% of Florida
Wildfire Likelihood	About 1 in 152 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.