2305 Upper Palmer Rd, Salisbury, NC 28146 Property Records

Rowan County property record for 2305 Upper Palmer Rd, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,103 sqft · built 2019
Lot Size	1.81 acres (78,844 sqft)
Owner	Individual Name on File
Last Sale	$30,000 (Sep 2018)
Tax Bill	$3,102 (2026)
Deeds & Mortgages	Nov 2018 Mortgage Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`633 080`

Property Details

APN / Parcel Number

Primary APN	`633 080`
Alternative APN	`706423`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,103 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Lot Area	78,844 sqft (1.81 acres)
Garage Type	Detached
Garage Area	792 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	2305 UPPER PALMER RD
City	SALISBURY
State	NC
Zip	28146-8187
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR4 1.81AC
Legal Subdivision	ROBERT H PEELER AND WIFE JUDY M PEELER
Legal Tract	4
Jurisdiction	ROWAN NC
Township / Civil Division	PROVIDENCE
Census Block Group	2
Census Block	2013
Census Tract	50903

Owner

2305 Upper Palmer Rd is owned and occupied by an individual who acquired it in July 2025.

Source: Rowan County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	2305 UPPER PALMER RD, SALISBURY, NC 28146-8187
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2018	Deed of Trust, Mortgage FARM CREDIT SVCS
Sep 24, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2018 · Amount on File
Deed Sale	Sep 24, 2018 · Amount on File
Prior Sale	Mar 15, 2016 · Amount on File
Deed Book / Page	1316 / 203
Last Transfer Date	Jul 26, 2025
Transfer Doc	0014670017
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	2305 UPPER PALMER RD, SALISBURY, NC 28146-8187
Document Number	0013190454
Instrument Date	Nov 28, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	TBD UPPR PALMER RD SALISBURY NC 28146, SALISBURY, NC 28146

Mortgage

Document Number	0013190454
Date	Nov 28, 2018
Book Page	001319/000454

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LIBERTY, NC 27298

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 27, 2048

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Sep 24, 2018
Property Address	2305 UPPER PALMER RD, SALISBURY, NC 28146-8187
Document Number	0013160203
Book / Page	001316 / 000203
Instrument Date	Sep 21, 2018
Transaction Type	Transfer
Record Updated	Oct 4, 2018

Transaction

Amount	Amount on Record
Tax	$60.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1118 HOLMES AVE SALISBURY NC 281442614, SALISBURY, NC 28144-2614

Tax Assessment & Valuation

The 2026 property tax bill for 2305 Upper Palmer Rd was $3,102.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,102.00	$463,089 (-) Land $45,571 Building $417,518	$463,089 Land $45,571 Building $417,518
2025	$3,102.00	$463,089 Land $45,571 Building $417,518
2023	$3,102.00	$463,089 Land $45,571 Building $417,518	$463,089 Land $45,571 Building $417,518

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2305 Upper Palmer Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2305 Upper Palmer Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL	200 / 20

May also be available: T-Mobile.

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