Rowan County property record for 1990 Upper Palmer Rd, Salisbury, NC 28146
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,156 sqft · built 1992 |
| Lot Size | 10 acres (436,036 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,955 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 633 054 |
| Primary APN | 633 054 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,156 sqft Living Area |
| 1st Floor Area | 2,240 sqft |
| Basement Area | 2,240 sqft |
| Unfinished Basement | 2,240 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Lot Area | 436,036 sqft (10 acres) |
| Garage Area | 1,020 sqft |
| Porch | Porch |
| Porch Area | 348 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1990 UPPER PALMER RD |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28146-8183 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10.01AC |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | PROVIDENCE |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 50903 |
1990 Upper Palmer Rd is owned and occupied by two individuals who acquired it in May 1992.
Source: Rowan County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1990 UPPER PALMER RD, SALISBURY, NC 28146-8183 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Feb 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MERCHANTS BANK |
| Aug 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MERCHANTS NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 1992 |
| Deed Sale | May 1, 1992 |
| Deed Book / Page | 699 / 335 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 1990 UPPER PALMER RD, SALISBURY, NC 28146-8183 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0013950253 |
|---|---|
| Date | Feb 15, 2022 |
| Book Page | 1395/253 |
| Name | FARMERS & MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | SALISBURY, NC 28144 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 1990 UPPER PALMER RD, SALISBURY, NC 28146-8183 |
| Document Number | 0013540262 |
| Instrument Date | Aug 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1990 UPPER PALMER RD SALISBURY NC 281468183, SALISBURY, NC 28146-8183 |
| Document Number | 0013540262 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 001354/000262 |
| Name | FARMERS & MERCHANTS NAT'L BK |
|---|---|
| Type | Bank |
| Address | SALISBURY, NC 28144 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 11, 2050 |
The 2026 property tax bill for 1990 Upper Palmer Rd was $3,955.
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,955.00 | $590,437 Land $100,427 Building $490,010 | $590,437 Land $100,427 Building $490,010 |
| 2023 | $3,955.00 | $590,437 Land $100,427 Building $490,010 | $590,437 Land $100,427 Building $490,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1990 Upper Palmer Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1990 Upper Palmer Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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