2305 Saddlebrook Ct, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 2305 Saddlebrook Ct, Gambrills, MD 21054

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 5,856 sqft · built 2019
Lot Size	0.497 acres (21,666 sqft)
Owner	Individual Name on Record
Last Sale	$1,152,597 (Aug 2019)
Tax Bill	$12,255 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-643-90248953`

Property Details

APN / Parcel Number

Primary APN	`02-643-90248953`
Alternative APN	`64390248953`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,856 sqft Living Area
Gross Area	6,606 sqft
1st Floor Area	2,758 sqft
Basement Area	1 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	21,666 sqft (0.497 acres)
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	510 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	64390248953
Street Address	SHIELDED CT
City	GAMBRILLS
State	MD
Zip	21054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDL
Legal Description	LOT 23 RIDINGS AT NORTH BRANCH
Legal Subdivision	RIDINGS AT NORTH BRANCH
Legal Block	1
Legal Lot Number	23
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1022
Census Tract	751700

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	SHIELDED
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Aug 28, 2019	Deed, Transfer · Conventional Mortgage TBI MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2019 · Amount on Record
Deed Sale	Aug 28, 2019 · Amount on Record
Deed Book / Page	33511 / 81
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2305 SADDLEBROOK CT, GAMBRILLS, MD 21054-2045
Transaction Type	Mortgage
Record Updated	Oct 4, 2021
Title Company	BRENNAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 SADDLEBROOK CT, GAMBRILLS, MD 21054-2045

Mortgage

Document Number	0375140196
Date	Sep 14, 2021
Book Page	37514/196

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 28, 2019
Property Address	2305 SADDLEBROOK CT, GAMBRILLS, MD 21054-2045
Document Number	0335110081
Book / Page	33511 / 081
Map Reference	MB 356 FO 41 PL18367
Instrument Date	Aug 21, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	BRENNAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,407.47
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2305 SADDLEBROOK CT, GAMBRILLS, MD 21054-2045

Mortgage

Document Number	33511088
Date	Aug 28, 2019
Instrument	33511/088

Lender

Name	TBI MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,295,700 (+28.02%) Land $273,400 Building $1,022,300	$1,295,700 (+28.02%) Land $273,400 Building $1,022,300
2025	$12,255.00 (+10.88%)
2023	$11,052.00 Homeowner's exemption	$1,012,100 Land $273,400 Building $738,700	$1,012,100 Land $273,400 Building $738,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2012–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Believe Broadband.

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