2303 Saddlebrook Ct, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 2303 Saddlebrook Ct, Gambrills, MD 21054

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 4,690 sqft · built 2020
Lot Size	0.486 acres (21,167 sqft)
Owner	Company Name on Record
Last Sale	$1,020,314 (Jun 2020)
Tax Bill	$10,970 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jan 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-643-90248952`

Property Details

APN / Parcel Number

Primary APN	`02-643-90248952`
Alternative APNs	`2-643-90248952` `64390248952`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,690 sqft Living Area
Gross Area	5,130 sqft
1st Floor Area	2,324 sqft
Basement Area	1 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	21,167 sqft (0.486 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	488 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	64390248952
Street Address	2303 SADDLEBROOK CT
City	GAMBRILLS
State	MD
Zip	21054-2045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDL
Legal Description	LOT 22 RIDINGS AT NORTH BRANCH
Legal Subdivision	RIDINGS AT NORTH BRANCH
Legal Block	1
Legal Lot Number	22
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1022
Census Tract	751700

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2303 SADDLEBROOK CT, GAMBRILLS, MD 21054-2045
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jan 8, 2024	Intrafamily Transfer, Transfer
Jun 25, 2020	Deed, Transfer · Conventional Mortgage TBI MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2020 · Amount on Record
Deed Sale	Jun 25, 2020 · Amount on Record
Deed Book / Page	34799 / 202
Last Transfer Date	Dec 2, 2023
Transfer Doc	0401650331
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2303 SADDLEBROOK CT, GAMBRILLS, MD 21054-2045
Transaction Type	Mortgage
Record Updated	Jan 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2303 SADDLEBROOK CT, GAMBRILLS, MD 21054-2045

Mortgage

Document Number	0401390404
Date	Dec 22, 2023
Book Page	40139/404

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Nov 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 8, 2024
Property Address	2303 SADDLEBROOK CT, GAMBRILLS, MD 21054-2045
Document Number	0401650331
Book / Page	40165 / 331
Map Reference	MB 356 FO 41 PL18367
Instrument Date	Dec 2, 2023
Transaction Type	Transfer
Record Updated	Jan 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	2303 SADDLEBROOK CT, GAMBRILLS, MD 21054-2045

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 25, 2020
Property Address	2303 SADDLEBROOK CT, GAMBRILLS, MD 21054-2045
Document Number	0347990202
Book / Page	34799 / 202
Map Reference	MB 356 FO 41 PL18367
Instrument Date	May 28, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	WESTMINSTER TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,304.71
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2303 SADDLEBROOK CT, GAMBRILLS, MD 21054-2045

Mortgage

Document Number	34799207
Date	Jun 25, 2020
Instrument	34799/207

Lender

Name	TBI MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,148,300 (+7.59%) Land $273,200 Building $875,100	$1,148,300 (-) Land $273,200 Building $875,100
2025	$10,970.00 (+2.21%) Homeowner's exemption	$1,067,300 (+17.89%)	$1,148,300 (+26.84%) Land $273,200 Building $875,100
2024	$10,733.00 (+9.11%)
2023	$9,837.00 Homeowner's exemption	$905,300 Land $273,200 Building $632,100	$905,300 Land $273,200 Building $632,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2012–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Believe Broadband.

Nearby Properties on Saddlebrook Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures