2305 Ridgeway Rd, Lugoff, SC 29078 Property Records

Kershaw County property record for 2305 Ridgeway Rd, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	2,945 sqft · built 2016
Lot Size	2.09 acres (91,040 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Jan 2020)
Tax Bill	$1,328 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`265-00-00-077`

Property Details

APN / Parcel Number

Primary APN	`265-00-00-077`
Alternative APNs	`0265 00 00 0770` `37338`

Interior

Stories	2 Stories
Building Area	2,945 sqft Gross Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Vinyl
Lot Area	91,040 sqft (2.09 acres)
Porch	Porch
Porch Area	528 sqft

Location & Zoning

Account Number	37338
Street Address	2305 RIDGEWAY RD
City	LUGOFF
State	SC
Zip	29078-9778
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD2
Legal Description	PARCEL A
Legal Subdivision	FREDA A BRANHAM & JERRY BRANHAM
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2000
Census Tract	970401

Owner

Source: Kershaw County records, as of November 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2305 RIDGEWAY RD, LUGOFF, SC 29078-9778
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Deed of Trust, Mortgage · VA Mortgage RELIANCE FIRST CAPITAL LLC
Jan 21, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE OPTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2020 · Amount on Record
Deed Sale	Jan 21, 2020 · Amount on Record
Prior Sale	Apr 8, 2008 · Amount on Record
Deed Document Number	2020512
Deed Book / Page	4155 / 305
Prior Transfer Date	Jul 13, 2006
Prior Transfer Doc	0020010248
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	2305 RIDGEWAY RD, LUGOFF, SC 29078-9778
Transaction Type	Mortgage
Record Updated	Nov 30, 2023
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020239275
Date	Oct 27, 2023
Book Page	5038/55
Instrument	2023-9275

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Nov 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Jan 21, 2020
Property Address	2305 RIDGEWAY RD, LUGOFF, SC 29078-9778
Document Number	0000000512
Book / Page	004155 / 000247
Instrument Date	Jan 17, 2020
Instrument	512
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$833.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2305 RIDGEWAY RD LUGOFF SC 290789778, LUGOFF, SC 29078-9778

Mortgage

Document Number	513
Date	Jan 21, 2020
Book Page	004155/000309
Instrument	513

Lender

Name	MORTGAGE OPTIONS
Type	Mortgage Company
Address	COLUMBIA, SC 29212

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2050

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,328.00 (+79.46%)	$210,700 (-) Land $20,700 Building $190,000	$210,700 (-)
2023	$740.00	$210,700 Land $20,700 Building $190,000	$210,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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