2305 Ridgeway Rd, #A, Lugoff, SC 29078 Property Records

Kershaw County property record for 2305 Ridgeway Rd, #A, Lugoff, SC 29078

Property Summary

Property Type	Residential Vacant Land
Lot Size	3.5 acres (152,460 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Jan 2020)
Tax Bill	$222 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`265-00-00-093`

Property Details

APN / Parcel Number

Primary APN	`265-00-00-093`
Alternative APNs	`0265 00 00 0930` `48194`

Exterior

Lot Area	152,460 sqft (3.5 acres)

Location & Zoning

Account Number	48194
Old Parcel Number	0265 00 00 0930
Street Address	2305 RIDGEWAY RD # A, A
City	LUGOFF
State	SC
Zip	29078-9778
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RD-2
Legal Description	PARCEL B
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2000
Census Tract	970401

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2305 RIDGEWAY RD, LUGOFF, SC 29078-9778
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Deed of Trust, Mortgage · VA Mortgage RELIANCE FIRST CAPITAL LLC
Jan 21, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE OPTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2020 · Amount on Record
Deed Sale	Jan 17, 2020 · Amount on Record
Deed Document Number	0004155305
Deed Book / Page	4155 / 305
Last Transfer Date	Jan 21, 2020
Transfer Doc	0000000512
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	2305 RIDGEWAY RD # A, A, LUGOFF, SC 29078-9778
Transaction Type	Mortgage
Record Updated	Mar 19, 2024
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020239275
Date	Oct 27, 2023
Book Page	5038/55
Instrument	2023-9275

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Nov 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Jan 21, 2020
Property Address	2305 RIDGEWAY RD # A, A, LUGOFF, SC 29078-9778
Document Number	0000000512
Book / Page	004155 / 000247
Instrument Date	Jan 17, 2020
Instrument	512
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$833.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2305 RIDGEWAY RD LUGOFF SC 290789778, LUGOFF, SC 29078-9778

Mortgage

Document Number	513
Date	Jan 21, 2020
Book Page	004155/000309
Instrument	513

Lender

Name	MORTGAGE OPTIONS
Type	Mortgage Company
Address	COLUMBIA, SC 29212

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2050

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$222.00 (-83.38%)	$31,200 (-) Land $31,200	$31,200 (-)
2023	$1,336.00	$31,200 Land $31,200	$31,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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