Yellowstone County property record for 2050 Ranch Trail Rd, Laurel, MT 59044 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,484 sqft · built 2005 |
| Lot Size | 2.96 acres (129,112 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $946,960 (May 2022) |
| Tax Bill | $5,030 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Nov 2022 Transfer + 6 more |
| Flood Zone | Zone D (undetermined) |
| APN | 000C140840 |
| Primary APN | 000C140840 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,484 sqft Living Area |
| Gross Area | 4,634 sqft |
| 1st Floor Area | 1,498 sqft |
| 2nd Floor Area | 1,638 sqft |
| Basement Area | 1,498 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 129,112 sqft (2.96 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 1,536 sqft |
| Parking Spaces | 11 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 44 sqft |
| Deck Area | 178 sqft |
| Patio Area | 356 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2050 RANCH TRAIL RD |
|---|---|
| City | LAUREL |
| State | MT |
| Zip | 59044-3611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLEBACK RIDGE ESTATES, S06, T02 S, R24 E, BLOCK 2, LOT 13 |
| Legal Range | 24E |
| Legal Township | 02S |
| Legal Section | 06 |
| Legal Subdivision | SADDLEBACK RIDGE ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | LAUREL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1403 |
Source: Yellowstone County records · APN 000C140840
Assessment roll updated September 15, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2050 RANCH TRAIL RD, LAUREL, MT 59044-3611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Nov 10, 2022 | Intrafamily Transfer, Transfer |
| Jan 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage YELLOWSTONE BANK |
| Oct 03, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance ALTANA FEDERAL CREDIT UNION |
| Jan 15, 2021 | Loan Modification, Mortgage YELLOWSTONE BK |
| Dec 07, 2020 | Warranty Deed, Transfer · Commercial Mortgage YELLOWSTONE BANK |
| Sep 24, 2018 | Deed of Trust, Mortgage ALTANA FCU |
| Jan 26, 2018 | Warranty Deed, Construction Loan · Line of Credit ALTANA FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 12, 2022 · Amount on Record |
| Deed Sale | May 12, 2022 · Amount on Record |
| Prior Sale | Dec 07, 2020 · Amount on Record |
| Deed Document Number | 20224016936 |
| Prior Transfer Date | May 11, 2022 |
| Prior Transfer Doc | 0004034472 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | May 12, 2022 |
| Property Address | 2050 RANCH TRAIL RD, LAUREL, MT 59044-3611 |
| Document Number | 0004016936 |
| Map Reference | DOC 3187831 |
| Instrument Date | May 11, 2022 |
| Instrument | 4016936 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2022 |
| Title Company | FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2050 LAND TRAIL RD, LAUREL, MT 59044 |
| Document Number | 0004016937 |
|---|---|
| Date | May 12, 2022 |
| Instrument | 4016937 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Nov 10, 2022 |
| Property Address | 2050 RANCH TRAIL RD, LAUREL, MT 59044-3611 |
| Document Number | 0004034472 |
| Map Reference | DOC 3187831 |
| Instrument Date | May 11, 2022 |
| Instrument | 4034472 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2050 RANCH TRAIL RD, LAUREL, MT 59044-3611 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 2050 RANCH TRAIL RD, LAUREL, MT 59044-3611 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2021 |
| Title Company | FIRST MONTANA TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0003956900 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 3956900 |
| Name | YELLOWSTONE BANK |
|---|---|
| Type | Bank |
| Address | BILLINGS, MT 59102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 2050 RANCH TRAIL RD, LAUREL, MT 59044-3611 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003898436 |
|---|---|
| Date | Oct 03, 2019 |
| Instrument | 3898436 |
| Name | ALTANA FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 2050 RANCH TRAIL RD, LAUREL, MT 59044-3611 |
| Document Number | 0003957218 |
| Instrument Date | Jan 15, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 04, 2021 |
| Title Company | FIRST MONTANA TITLE |
| Name | Verified Name |
|---|---|
| Address | 10631 RAMPART LN LITTLETON CO 801259413, LITTLETON, CO 80125-9413 |
| Document Number | 0003957218 |
|---|---|
| Date | Jan 26, 2021 |
| Instrument | 3957218 |
| Name | YELLOWSTONE BK |
|---|---|
| Type | Bank |
| Address | BILLINGS, MT 59108 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Jan 25, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Dec 07, 2020 |
| Property Address | 2050 RANCH TRAIL RD, LAUREL, MT 59044-3611 |
| Document Number | 0003950533 |
| Map Reference | DOC 3187831 |
| Instrument Date | Dec 04, 2020 |
| Instrument | 3950533 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST MONTANA TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2050 RANCH TRAIL RD, LAUREL, MT 59044-3611 |
| Document Number | 0003950534 |
|---|---|
| Date | Dec 07, 2020 |
| Instrument | 3950534 |
| Name | YELLOWSTONE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Oct 04, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 2050 RANCH TRAIL RD, LAUREL, MT 59044-3611 |
| Document Number | 0003865371 |
| Instrument Date | Sep 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2050 RANCH TRAIL RD LAUREL MT 590443611, LAUREL, MT 59044-3611 |
| Document Number | 0003865371 |
|---|---|
| Date | Oct 16, 2018 |
| Instrument | 3865371 |
| Name | ALTANA FCU |
|---|---|
| Type | Credit Union |
| Address | BILLINGS, MT 59102 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Jan 26, 2018 |
| Property Address | 2050 RANCH TRAIL RD, LAUREL, MT 59044-3611 |
| Document Number | 0003839821 |
| Instrument Date | Jan 22, 2018 |
| Instrument | 3839821 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 08, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2050 RANCH TRAIL RD LAUREL MT 590443611, LAUREL, MT 59044-3611 |
| Document Number | 3839822 |
|---|---|
| Date | Jan 26, 2018 |
| Instrument | 3839822 |
| Name | ALTANA FCU |
|---|---|
| Type | Credit Union |
| Address | BILLINGS, MT 59102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 25, 2019 |
| Rate Type | Adjustable Rate |
|---|
Source: Yellowstone County records · Assessment roll updated September 15, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Elementary School District | Laurel Elementary School District (PK - 08) |
| Secondary School District | Laurel High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,030.00 (-5.61%) | $963,600 (+22.86%) Land $235,341 Building $728,259 | $963,600 (+22.86%) Land $235,341 Building $728,259 |
| 2024 | $5,329.00 (+7.27%) | ||
| 2023 | $4,968.00 | $784,300 | $784,300 Land $116,889 Building $667,411 |
Source: FEMA National Flood Hazard Layer, Yellowstone County (30111C), updated March 23, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone D |
|---|---|
| Flood Hazard | Undetermined not studied |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 59% of the US · above 35% of Montana |
|---|---|
| Wildfire Likelihood | About 1 in 654 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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