2305 Harding Ave, Lansing, MI 48910 Property Records

Ingham County property record for 2305 Harding Ave, Lansing, MI 48910

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,072 sqft · built 1947
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on File
Last Sale	$112,000 (Sep 2005)
Tax Bill	$3,219 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-01-01-27-179-011`

Property Details

APN / Parcel Number

Primary APN	`33-01-01-27-179-011`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,072 sqft Living Area
1st Floor Area	858 sqft
Basement Area	858 sqft
Finished Basement	858 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,009 sqft (0.115 acres)
Lot Dimensions	114 ft deep x 44 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	264 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2305 HARDING AVE
City	LANSING
State	MI
Zip	48910-3560
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 212 SOUTH GARDENS NO 2
Legal Subdivision	SOUTH GARDENS 02
Legal Lot Number	212
Legal Unit	212
Jurisdiction	INGHAM MI
Township / Civil Division	LANSING
Census Block Group	2
Census Block	2024
Census Tract	2200

Owner

2305 Harding Ave is owned and occupied by an individual who bought it in September 2005.

Source: Ingham County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	2305 HARDING AVE, LANSING, MI 48910-3560
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTRAL LLC
Dec 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2005 · Amount on File
Deed Sale	Sep 2, 2005 · Amount on File
Prior Sale	Oct 14, 1999 · Amount on File
Deed Document Number	200546928
Deed Book / Page	3181 / 1195
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	2305 HARDING AVE, LANSING, MI 48910-3560
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 HARDING AVE, LANSING, MI 48910-3560

Mortgage

Document Number	0000006126
Date	Feb 16, 2022
Instrument	2022-006126

Lender

Name	MORTGAGE CENTRAL LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2032

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	2305 HARDING AVE, LANSING, MI 48910-3560
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042119
Date	Dec 17, 2018
Instrument	2018-042119

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 2305 Harding Ave was $3,219 with a homeowner's exemption.

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
Municipality	Lansing City
Unified School District	Lansing Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,200 (+2.23%) Land $6,700 Building $66,500	$146,400 (+2.23%) Land $13,400 Building $133,000
2025	$3,219.00 Homeowner's exemption	$71,600 Land $9,000 Building $62,600	$143,200 Land $18,000 Building $125,200
2023		$57,000 Land $9,000 Building $48,000	$114,000 Land $18,000 Building $96,000
2020	$2,569.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2305 Harding Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	7 (2004–2026)
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2305 Harding Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANSING BOARD OF WATER & LIGHT serves 166,000 people · EPA ID MI0003760
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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