2304 Harding Ave, Lansing, MI 48910 Property Records

Ingham County property record for 2304 Harding Ave, Lansing, MI 48910

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,176 sqft · built 1938
Lot Size	0.115 acres (5,009 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,084 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33-01-01-27-178-161`

Property Details

APN / Parcel Number

Primary APN	`33-01-01-27-178-161`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	816 sqft
Basement Area	792 sqft
Unfinished Basement	792 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,009 sqft (0.115 acres)
Lot Dimensions	114 ft deep x 44 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Deck Area	109 sqft
Patio Area	109 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2304 HARDING AVE
City	LANSING
State	MI
Zip	48910-3561
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 165 SOUTH GARDENS NO 2
Legal Subdivision	SOUTH GARDENS 02
Legal Lot Number	165
Legal Unit	165
Jurisdiction	INGHAM MI
Township / Civil Division	LANSING
Census Block Group	2
Census Block	2023
Census Tract	2200

Owner

2304 Harding Ave is owned and occupied by two individuals who acquired it in December 2020.

Source: Ingham County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2304 HARDING AVE, LANSING, MI 48910-3561
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU
Jan 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MICHIGAN FIRST CU
Feb 7, 2017	Quit Claim Deed, Transfer · FHA Mortgage QUICKEN LNS
Feb 7, 2017	Quit Claim Deed, Transfer TITLE SOURCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2017
Deed Sale	Feb 7, 2017
Deed Document Number	20174702
Last Transfer Date	Dec 18, 2020
Transfer Doc	0000003923
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	2304 HARDING AVE, LANSING, MI 48910-3561
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018756
Date	Apr 21, 2021
Instrument	2021-018756

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	INGHAM MI
Recording Date	Jan 28, 2021
Property Address	2304 HARDING AVE, LANSING, MI 48910-3561
Document Number	0000003923
Instrument Date	Dec 18, 2020
Instrument	2021-003923
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2304 HARDING AVE, LANSING, MI 48910-3561

Mortgage

Document Number	0000003924
Date	Jan 28, 2021
Instrument	2021-003924

Lender

Name	MICHIGAN FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INGHAM MI
Recording Date	Feb 7, 2017
Property Address	2304 HARDING AVE, LANSING, MI 48910-3561
Document Number	0000004702
Instrument Date	Jan 24, 2017
Instrument	4702
Transaction Type	Transfer
Record Updated	Mar 15, 2017
Title Company	TITLE SOURCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2304 HARDING AVE LANSING MI 489103561, LANSING, MI 48910-3561

Mortgage

Document Number	4703
Date	Feb 7, 2017
Instrument	4703

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INGHAM MI
Recording Date	Feb 7, 2017
Property Address	2304 HARDING AVE, LANSING, MI 48910-3561
Document Number	0000004704
Instrument Date	Jan 24, 2017
Instrument	4704
Transaction Type	Transfer
Record Updated	Mar 15, 2017
Title Company	TITLE SOURCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2304 HARDING AVE LANSING MI 489103561, LANSING, MI 48910-3561

Tax Assessment & Valuation

The 2025 property tax bill for 2304 Harding Ave was $3,084 with a homeowner's exemption.

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
Municipality	Lansing City
Unified School District	Lansing Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,400 (+2.36%) Land $6,700 Building $62,700	$138,800 (+2.36%) Land $13,400 Building $125,400
2025	$3,084.00 Homeowner's exemption	$67,800 Land $9,000 Building $58,800	$135,600 Land $18,000 Building $117,600
2023		$54,100 Land $9,000 Building $45,100	$108,200 Land $18,000 Building $90,200
2020	$2,463.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2304 Harding Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	7 (2004–2026)
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2304 Harding Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANSING BOARD OF WATER & LIGHT serves 166,000 people · EPA ID MI0003760
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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