23045 Lone Oak Dr, Estero, FL 33928 Property Records

Lee County property record for 23045 Lone Oak Dr, Estero, FL 33928 · Last verified August 2026

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,298 sqft · built 1999
Lot Size	0.105 acres (4,580 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Sep 2021)
Tax Bill	$4,064 (2025)
Deeds & Mortgages	Apr 2023 Transfer Sep 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`09-47-25-E1-23020.0102`

Property Details

APN / Parcel Number

Primary APN	`09-47-25-E1-23020.0102`
Alternative APNs	`250947E1230200102` `04472523000200102` `10451369`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,298 sqft Living Area
1st Floor Area	1,298 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Condo/Apartment
Lot Area	4,580 sqft (0.105 acres)
View / Lot	Corner
Garage Type	Attached
Garage Area	256 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	182 sqft

Location & Zoning

Account Number	10451369
Street Address	23045 LONE OAK DR
City	ESTERO
State	FL
Zip	33928-4336
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	MARSH LANDING TOWNHOUSE CONDO PH VI OR 3143 PG 3529 PH 20 BLDG 20 UNIT 102
Legal Range	25E
Legal Township	47S
Legal Section	09
Legal Subdivision	MARSH LANDING TOWNHOUSE CONDO
Legal Phase	20
Legal Tract	23
Legal Block	2
Legal Lot Number	102
Legal Unit	102
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	2
Census Block	2005
Census Tract	50320

Owner

Source: Lee County records · APN 09-47-25-E1-23020.0102

Assessment roll updated July 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8171 HILLINGDON DR, POWELL, OH 43065-7072
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 04, 2023	Intrafamily Transfer, Transfer
Sep 27, 2021	Warranty Deed, Transfer · Conventional Mortgage PORTAGE COMMERCE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 27, 2021 · Amount on Record
Deed Sale	Sep 27, 2021 · Amount on Record
Prior Sale	Sep 05, 2002 · Amount on Record
Deed Document Number	2021316108
Last Transfer Date	Mar 13, 2023
Transfer Doc	0000119479
Record Updated	Sep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEE FL
Recording Date	Apr 04, 2023
Property Address	23045 LONE OAK DR, ESTERO, FL 33928-4336
Document Number	0000119479
Map Reference	MB 3143 PG 3229-3588
Instrument Date	Mar 23, 2023
Instrument	2023000119479
Transaction Type	Transfer
Record Updated	Apr 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8171 HILLINGDON DR, POWELL, OH 43065-7072

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8171 HILLINGDON DR, POWELL, OH 43065-7072

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Sep 27, 2021
Property Address	23045 LONE OAK DR, ESTERO, FL 33928-4336
Document Number	0000316108
Map Reference	MB 3159 PG 1746
Instrument Date	Sep 13, 2021
Instrument	2021000316108
Transaction Type	Transfer
Record Updated	Mar 06, 2023
Title Company	NOT AVAILABLE, OLD FLORIDA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4460 VALLEY VIEW AVE, HAMBURG, NY 14075-5337

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8171 HILLINGDON DR, POWELL, OH 43065-7072

Mortgage

Document Number	0000316109
Date	Sep 27, 2021
Instrument	2021000316109

Lender

Name	PORTAGE COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated July 29, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,405 (-21.69%) Building $222,405	$222,405 (-21.69%) Building $222,405
2025	$4,064.00 (+3.12%)	$283,998 (-10.02%) Building $283,998	$283,998 (-10.02%) Building $283,998
2023	$3,941.00 (+19.14%)	$315,613 (+38.52%) Building $315,613	$315,613 (+38.52%) Building $315,613
2022	$3,308.00	$227,843 Building $227,843	$227,843 Building $227,843

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710503202, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 105 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	221 units insured 116 under condo master policies
Nearby Flood Claims	3 (2017–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2022, other causes, Hurricane Ian

Wildfire

Wildfire Risk	Low above 32% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 3,846 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 201 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Orlando Telephone Company	Fiber	40,000 / 40,000
Xfinity	Cable	2,000 / 250
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, T-Mobile USA, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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