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23039 Lone Oak Dr, Estero, FL 33928 Property Records

Lee County property record for 23039 Lone Oak Dr, Estero, FL 33928

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,524 sqft · built 1999
Lot Size0.105 acres (4,580 sqft)
Owner2 Individual Names on File
Last Sale$228,000 (Sep 2019)
Tax Bill$4,169 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN09-47-25-E1-23019.0202

Property Details

APN / Parcel Number

Primary APN09-47-25-E1-23019.0202
Alternative APNs
  • 250947E1230190202
  • 04472523000190202
  • 10451367

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,524 sqft Living Area
1st Floor Area1,524 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleCondo/Apartment
Lot Area4,580 sqft (0.105 acres)
View / LotCorner
Garage TypeAttached
Garage Area256 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area182 sqft

Location & Zoning

Account Number10451367
Street Address23039 LONE OAK DR
CityESTERO
StateFL
Zip33928-4336
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionMARSH LANDING TOWNHOUSE CONDO PH VI OR 3143 PG 3529 PH 19 BLDG 19 UNIT 202
Legal Range25E
Legal Township47S
Legal Section09
Legal SubdivisionMARSH LANDING TOWNHOUSE CONDO
Legal Phase19
Legal TractE1
Legal Block2
Legal Lot Number202
Legal Unit202
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group2
Census Block2005
Census Tract50320

Owner

23039 Lone Oak Dr, a condominium, is owned by two individuals who bought it in September 2019.

Source: Lee County records, as of May 12, 2026

Owner of Record2 Individual Names on File
Mailing Address3727 SW BRASSIE WAY, PALM CITY, FL 34990-2211
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2019 · Amount on File
Deed SaleSep 9, 2019 · Amount on File
Prior SaleApr 1, 2013 · Amount on File
Deed Document Number2019208785
Record UpdatedJun 8, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateSep 9, 2019
Property Address23039 LONE OAK DR, ESTERO, FL 33928-4336
Document Number0000208785
Map ReferenceMB 3143 PG 3529
Instrument DateAug 26, 2019
Instrument2019000208785
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,596.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address317 SUNFLOWER CT, 317, VADNAIS HEIGHTS, MN 55127-6144

Transferred To (Grantee/Buyer)

NameVerified Name
Address3727 SW BRASSIE WAY, PALM CITY, FL 34990-2211

Mortgage

Document Number0000208786
DateSep 9, 2019
Instrument2019000208786
Lender
NameBNC NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 23039 Lone Oak Dr was $4,169.

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,169.00$258,398 Building $258,398$340,765 Building $340,765
2023$3,851.00 (+20.68%)$351,348 (+38.82%) Building $351,348$351,348 (+38.82%) Building $351,348
2022$3,191.00$253,100 Building $253,100$253,100 Building $253,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23039 Lone Oak Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 105 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies221 units insured
incl. 116 condo units
Nearby Flood Claims3 (2017–2022)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23039 Lone Oak Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBONITA SPRINGS UTILITIES
serves 76,033 people · EPA ID FL5360025
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Summit Broadband
Fiber		40,000 / 40,000
Xfinity
Cable		2,000 / 250
Starlink
Satellite		280 / 30

May also be available: Hotwire Communications, T-Mobile, Verizon.

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