2304 W 22nd St, Duluth, MN 55811 Property Records

St. Louis County property record for 2304 W 22nd St, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 972 sqft · built 1954
Lot Size	0.321 acres (14,001 sqft)
Owner	Individual Name on File
Last Sale	$182,000 (May 2018)
Tax Bill	$3,210 (2026)
Deeds & Mortgages	Mar 2021 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-0610-02560`

Property Details

APN / Parcel Number

Primary APN	`010-0610-02560`
Alternative APN	`1051051`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	972 sqft Gross Area
1st Floor Area	972 sqft
Basement Area	434 sqft
Finished Basement	434 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Lot Area	14,001 sqft (0.321 acres)
Garage Area	320 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	24 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1051051
Street Address	2304 W 22ND ST
City	DULUTH
State	MN
Zip	55811-3106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 THRU 4 SERIAL #
Legal Subdivision	COFFIN WARNER JONES ADD TO DUL
Legal Block	14
Legal Lot Number	1-4
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1005
Census Tract	2300

Owner

2304 W 22nd St is owned and occupied by an individual who bought it in May 2018.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2304 W 22ND ST, DULUTH, MN 55811-3106
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT BANK
May 17, 2018	Warranty Deed, Transfer · Conventional with PMI NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2018 · Amount on File
Deed Sale	May 17, 2018 · Amount on File
Prior Sale	Oct 10, 2012 · Amount on File
Deed Document Number	2018998096
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2304 W 22ND ST, DULUTH, MN 55811-3106
Transaction Type	Mortgage
Record Updated	Apr 29, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001038600
Date	Mar 31, 2021
Instrument	1038600

Lender

Name	PARAMOUNT BANK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 17, 2018
Property Address	2304 W 22ND ST, DULUTH, MN 55811-3106
Document Number	000T998096
Instrument Date	May 11, 2018
Instrument	T998096
Transaction Type	Transfer
Record Updated	Jun 4, 2018
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2304 W 22ND ST DULUTH MN 558113106, DULUTH, MN 55811-3106

Mortgage

Document Number	T998097
Date	May 17, 2018
Instrument	T998097

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 16, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 2304 W 22nd St was $3,210 with a homeowner's exemption, up 8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,210.00 (+8.01%) Homeowner's exemption
2025	$2,972.00 (+2.62%) Homeowner's exemption	$259,900 (+9.52%) Land $33,700 Building $226,200	$259,900 (+9.52%) Land $33,700 Building $226,200
2024	$2,896.00	$237,300 Land $41,900 Building $195,400	$237,300 Land $41,900 Building $195,400
2022		$216,800 Land $47,800 Building $169,000	$216,800 Land $47,800 Building $169,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2304 W 22nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2304 W 22nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: T-Mobile.

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