2231 W 22nd St, Duluth, MN 55811 Property Records

St. Louis County property record for 2231 W 22nd St, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.25 ba · 1,117 sqft · built 1954
Lot Size	0.157 acres (6,856 sqft)
Owner	Individual Name on Record
Last Sale	$227,000 (Sep 2021)
Tax Bill	$3,122 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-0610-01850`

Property Details

APN / Parcel Number

Primary APN	`010-0610-01850`
Alternative APN	`1117020`

Interior

Bedrooms	3 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,117 sqft Gross Area
1st Floor Area	1,117 sqft
Basement Area	408 sqft
Finished Basement	408 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	6,856 sqft (0.157 acres)
Garage Area	308 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	25 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1117020
Street Address	2231 W 22ND ST
City	DULUTH
State	MN
Zip	55811-3103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 17 AND 18 SERIAL #
Legal Subdivision	COFFIN WARNER AND JONES ADDITION
Legal Block	10
Legal Lot Number	17-18
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1005
Census Tract	2300

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2231 W 22ND ST, DULUTH, MN 55811-3103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Sep 25, 2017	Quit Claim Deed, Mortgage AMERICAN INTERNET MTG
Jun 16, 2017	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2021 · Amount on Record
Deed Sale	Sep 15, 2021 · Amount on Record
Prior Sale	Aug 12, 2011 · Amount on Record
Deed Document Number	20211046807
Prior Transfer Date	Sep 7, 2017
Prior Transfer Doc	000T990122
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 15, 2021
Property Address	2231 W 22ND ST, DULUTH, MN 55811-3103
Document Number	0001046807
Instrument Date	Aug 19, 2021
Instrument	1046807
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	ARROWHEAD ABSTRACT & TTL CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$749.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2231 W 22ND ST, DULUTH, MN 55811-3103

Mortgage

Document Number	0001046808
Date	Sep 15, 2021
Instrument	1046808

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

September 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 25, 2017
Property Address	2231 W 22ND ST, DULUTH, MN 55811-3103
Document Number	000T990122
Instrument Date	Sep 7, 2017
Instrument	T990122
Transaction Type	Mortgage
Record Updated	Oct 10, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2231 W 22ND ST DULUTH MN 558113103, DULUTH, MN 55811-3103

Mortgage

Document Number	T990123
Date	Sep 25, 2017
Instrument	T990123

Lender

Name	AMERICAN INTERNET MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 24, 2032

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2231 W 22ND ST, DULUTH, MN 55811-3103
Document Number	000T986912
Instrument Date	Jun 16, 2017
Transaction Type	Mortgage
Record Updated	Jul 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2231 W 22ND ST DULUTH MN 558113103, DULUTH, MN 55811-3103

Mortgage

Document Number	000T986912
Date	Jul 7, 2017
Instrument	T986912

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,122.00 (-4.76%)
2025	$3,278.00 (+19.46%)	$262,600 (+24.57%) Land $23,500 Building $239,100	$262,600 (+24.57%) Land $23,500 Building $239,100
2024	$2,744.00	$210,800 (+10.66%) Land $29,300 Building $181,500	$210,800 (+10.66%) Land $29,300 Building $181,500
2022		$190,500 Land $33,400 Building $157,100	$190,500 Land $33,400 Building $157,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: T-Mobile.

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