St. Clair County property record for 2304 Saint Clair River Dr, Algonac, MI 48001 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,212 sqft · built 1967 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,322 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 74-01-155-0006-000 |
| Primary APN | 74-01-155-0006-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,212 sqft Living Area |
| 1st Floor Area | 744 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 168 ft deep x 50 ft wide |
| Garage Area | 1,224 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 2304 SAINT CLAIR RIVER DR |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-1189 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF LOT 16 & LOT 17 & THAT PART OF CHIPPEWA CANAL DESC AS: BEG AT SW COR LOT 17, TH S 44D 39M 32S E 111.35', TH S 71D 17M 8S W 9.13', TH S 12D 20M 59S E 34.99', TH S 40D 0M 37S E 4.82', TH N 55D 38M 16S E 85.39', TH N 47D 40M 20 S W 147.15', TH S |
| Legal Subdivision | OWANA BEACH |
| Legal Lot Number | 16-17 |
| Legal Unit | 17 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 649000 |
Source: St. Clair County records · APN 74-01-155-0006-000
Assessment roll updated October 7, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1808 STOLDT AVE, IMLAY CITY, MI 48444-1468 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Feb 13, 2026 |
| Transfer Doc | 0005897712 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Feb 13, 2026 |
| Property Address | 2304 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1189 |
| Document Number | 0005897712 |
| Book / Page | 5897 / 712 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 2026003018 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1808 STOLDT AVE, IMLAY CITY, MI 48444-1468 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1808 STOLDT AVE, IMLAY CITY, MI 48444-1468 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,322.00 (-37.32%) Homeowner's exemption | $82,000 (+10.81%) | |
| 2024 | $2,109.00 (+12.48%) | $164,000 (+10.81%) | |
| 2023 | $74,000 | ||
| 2022 | $1,875.00 | $148,000 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476490001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 76 individual NFIP policies nearby |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 85 (1980–2021) |
| Claims Outside the SFHA | 44 of 85 |
| Most Recent Claim | Feb 2021, river or lake flooding |
| Wildfire Risk | Low above 6% of the US · above 15% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 231 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
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