2232 Saint Clair River Dr, Algonac, MI 48001 Property Records

St. Clair County property record for 2232 Saint Clair River Dr, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,822 sqft · built 1957
Lot Size	0.139 acres (6,098 sqft)
Owner	Company Name on File
Tax Bill	$3,000 (2024)
Deeds & Mortgages	Dec 2021 Transfer
Flood Zone	Zone AE (high risk)
APN	`74-01-155-0004-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-155-0004-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,822 sqft Living Area

Exterior

Year Built	Built 1957
Architectural Style	Ranch
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	124 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	74011550004000
Street Address	2232 SAINT CLAIR RIVER DR
City	ALGONAC
State	MI
Zip	48001-1139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 OWANA BEACH PLAT SEC 02 T2N R16E
Legal Range	16E
Legal Township	02N
Legal Section	02
Legal Subdivision	OWANA BEACH
Legal Lot Number	15
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	1
Census Block	1006
Census Tract	649000

Owner

Source: St. Clair County records · APN 74-01-155-0004-000

Assessment roll updated March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2232 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1139
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Dec 13, 2021
Transfer Doc	0005463125
Record Updated	Jun 08, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 13, 2021
Property Address	2232 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1139
Document Number	0005463125
Book / Page	5463 / 125
Instrument Date	Dec 08, 2021
Instrument	2021034880
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2232 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1139

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$119,700 (+15.65%)
2024	$3,000.00 (+12.23%)		$239,400 (+15.65%)
2023		$103,500
2022	$2,673.00		$207,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476490001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 76 policies
Nearby Flood Policies	76 in force
Nearby Flood Claims	85 (1980–2021)
Claims Outside the SFHA	44 of 85
Most Recent Claim	Feb 2021 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 231 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CITY OF ALGONAC serves 4,110 people
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.