2304 S 2nd St, Waco, TX 76706 Property Records

McLennan County property record for 2304 S 2nd St, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,728 sqft · built 2003
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,330 (Nov 2025)
Tax Bill	$8,288 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2025 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`48-040200-002400-1`

Property Details

APN / Parcel Number

Primary APN	`48-040200-002400-1`
Alternative APNs	`4804020000240010101` `192499`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	1,728 sqft
Flooring	Carpet

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	160 sqft
Driveway	Concrete Driveway
Driveway Area	2,040 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	135 sqft
Deck Area	144 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2304 S 2ND ST
City	WACO
State	TX
Zip	76706-6406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M3
Legal Description	TAYLOR J W LOT 2 BLOCK 62 ACRES .1894
Legal Subdivision	TAYLOR J W
Legal Block	62
Legal Lot Number	2
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2006
Census Tract	200

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2016 SUNSET BLVD, HOUSTON, TX 77005-1651
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Nov 5, 2025	Vendor's Lien, Transfer · Conventional Mortgage CITIBANK NA
Nov 1, 2021	Warranty Deed, Transfer
Jan 4, 2019	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2025 · Amount on Record
Deed Sale	Nov 5, 2025 · Amount on Record
Prior Sale	Apr 25, 2005 · Amount on Record
Deed Document Number	202534013
Prior Transfer Date	Apr 20, 2005
Prior Transfer Doc	0000015520
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2304 S 2ND ST, WACO, TX 76706-6406
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	FTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2016 SUNSET BLVD, HOUSTON, TX 77005-1651

Mortgage

Document Number	0000007872
Date	Mar 13, 2026
Instrument	2026007872

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Dec 1, 2055

November 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Nov 5, 2025
Property Address	2304 S 2ND ST, WACO, TX 76706-6406
Document Number	0000034013
Map Reference	VOL 90 PG 31
Instrument Date	Oct 31, 2025
Instrument	2025034013
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	UNKNOWN, FTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2016 SUNSET BLVD, HOUSTON, TX 77005-1651

Mortgage

Document Number	0000034014
Date	Nov 5, 2025
Instrument	2025034014

Lender

Name	CITIBANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Nov 1, 2021
Property Address	2304 S 2ND ST, WACO, TX 76706-6406
Document Number	0000044450
Map Reference	VOL 90 PG 31
Instrument Date	Oct 29, 2021
Instrument	2021044450
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 WATER CREST TRL, SIX MILE, SC 29682-3524

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26036 N HORSESHOE TRL, SCOTTSDALE, AZ 85255-1490

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 4, 2019
Property Address	2304 S 2ND ST, WACO, TX 76706-6406
Document Number	0000000437
Instrument Date	Dec 28, 2018
Instrument	437
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5417 BUCKLAND WAY SE MABLETON GA 301267713, MABLETON, GA 30126-7713

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$400,763 (+8.71%) Land $44,811 Building $355,952	$400,763 (+8.71%) Land $44,811 Building $355,952
2025	$8,288.00 (+1.62%)	$368,640 (+18.03%) Land $40,760 Building $327,880	$368,640 (+18.03%) Land $40,760 Building $327,880
2024	$8,156.00 (+16.5%)
2023		$312,320 Land $40,760 Building $271,560	$312,320 Land $40,760 Building $271,560
2022	$7,001.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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