2228 S 2nd St, Waco, TX 76706 Property Records

McLennan County property record for 2228 S 2nd St, Waco, TX 76706 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 1,728 sqft · built 2004
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on File
Tax Bill$8,186 (2024)
Deeds & MortgagesOct 2025 Mortgage
Mar 2020 Mortgage
Flood ZoneZone AE (high risk)
APN480305100040160

Property Details

APN / Parcel Number

Primary APN480305100040160
Alternative APN
  • 403459

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,728 sqft Living Area
1st Floor Area1,728 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2008
Exterior MaterialOther
Construction TypeWood Frame
Foundation TypePier/Post & Beam
Roof MaterialComposition Shingle
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions165 ft deep x 75 ft wide
Garage TypeDetached
Garage Area160 sqft
PorchOpen Porch
Porch Area135 sqft
Storage Building160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number403459
Street Address2228 S 2ND ST
CityWACO
StateTX
Zip76706-6404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMUNSON ADDITION LOT 16 BLOCK 40 ACRES .28
Legal SubdivisionMUNSON ADDITION
Legal Block40
Legal Lot Number16
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2006
Census Tract200

Owner

Source: McLennan County records · APN 480305100040160

Assessment roll updated August 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5390 FM 2325, GEORGETOWN, TX 78626
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2025Vendor's Lien, Transfer · Conventional Mortgage
PLANET HOME LENDING LLC
Mar 16, 2020Warranty Deed, Transfer
WALLICK & VOLK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 20, 2025
Deed SaleOct 20, 2025
Prior SaleMar 16, 2020
Deed Document Number2025032123
Record UpdatedJun 08, 2026

October 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateOct 20, 2025
Property Address2228 S 2ND ST, WACO, TX 76706-6404
Document Number0000032123
Map ReferenceDOC 2020008187
Instrument DateOct 17, 2025
Instrument2025032123
Transaction TypeTransfer
Record UpdatedFeb 12, 2026
Title CompanyINDEPENDENCE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5390 FM 2325, GEORGETOWN, TX 78626

Mortgage

Document Number0000032124
DateOct 20, 2025
Instrument2025032124
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateMar 16, 2020
Property Address2228 S 2ND ST, WACO, TX 76706-6404
Document Number0000008696
Instrument DateMar 12, 2020
Instrument8696
Transaction TypeTransfer
Record UpdatedMay 27, 2020
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2228 S 2ND ST WACO TX 767066404, WACO, TX 76706-6404

Mortgage

Document Number8697
DateMar 16, 2020
Instrument8697
Lender
NameWALLICK & VOLK
AddressCHEYENNE, WY 82001
Agreement
AmountAmount Recorded
Term360 Months
DueMar 15, 2050

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$366,130 (+17.12%) Land $50,620 Building $315,510$366,130 (+17.12%) Land $50,620 Building $315,510
2024$8,186.00 (+16.81%)
2023$312,610 Land $50,620 Building $261,990$312,610 Land $50,620 Building $261,990
2022$7,008.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483090002002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 28 individual NFIP policies nearby
Nearby Flood Policies28 in force

Wildfire

Wildfire RiskLow
above 5% of the US · above 2% of Texas
Wildfire LikelihoodAbout 1 in 5,882 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 163 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Pavlov MediaFiber8,000 / 8,000
Radiate HoldingsCable1,500 / 50
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
HelmscoFixed Wireless (unlicensed)100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AMG Technology Investment Group, AT&T, Spectrum, Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

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